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RWM Home Loans - Bellingham in Bellingham, WA

RWM Home Loans - Bellingham, WA

Get ready to buy a home with a lender you trust

Bellingham, WA
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RWM Home Loans is a family-owned community mortgage bank with over 3 decades of experience, proudly offering award-winning 5-star service to help clients nationwide achieve their home financing goals. We provide a wide variety of loan progr... Show More
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Contact Info
Point of Contact:
Ian Mullen
Branch Manager
ian.mullen@rwmloans.com
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5 Star
99%
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1%
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Reviews from Web
  • S
    Steven M
    Ferndale, WA
    Posted on December 12th, 2025 03:02 AM
    Kyle's manner throughout the whole process was one of sincerity in wanting to help. He was diligent in pursuing the right objectives. He understood the process and what needed to be done for a successful outcome. He was patience and had a great...
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    Reply from Kyle Smith
    March 12th, 2026 06:46 PM
    Thank you so much for the kind words Steve! I hope you guys are loving your new home. I'm honored to have been a part of the process with you!
  • R
    Rebecca M
    Ferndale, WA
    Posted on December 11th, 2025 10:29 PM
    It had been years since we purchased a house and the complications certainly had increased, both in our assets and in regulations, Kyle was helpful, patient and supportive in addressing the needs and accomplishing the goal.
    Reply from Kyle Smith - RWM Home Loans - NMLS ...
    March 12th, 2026 06:47 PM
    Thank you so much for the kind words Rebecca! I appreciate you guys sticking with me throughout the process. I hope you're loving your new home!
  • S
    Sarah C
    Posted on December 9th, 2025 10:46 PM
    I trust Kyle fully to handle any of our future home loan needs. He is extremely knowledgeable and his attention to detail is incredible. But not only that, he truly cares about getting you the best option/rate possible. I am so thankful my...
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    Reply from Owner
    April 21st, 2026 09:41 PM
    Thank you so much for the kind words, Sarah! I hope you guys are doing well. I'll give you two a call in the coming weeks to catch up.
  • S
    Sarah C
    Bellingham, WA
    Posted on December 9th, 2025 10:40 PM
    Kyle attention to detail, clear explanations, and industry knowledge was impeccable
    Reply from Kyle Smith - RWM Home Loans - NMLS ...
    April 21st, 2026 09:41 PM
    Thank you so much for the kind words, Sarah! I hope you guys are doing well. I'll give you two a call in the coming weeks to catch up.
  • A
    AJ
    Posted on November 25th, 2025 09:45 PM
    Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from AJ
    Reply from Owner
    April 21st, 2026 09:42 PM
    Thank you for the kind words, AJ, I appreciate you! I hope this new chapter has been awesome. I'll give you a call in the coming weeks to catch up!
  • A
    Arlan E
    Maple Falls, WA
    Posted on November 25th, 2025 09:44 PM
    As a first time home buyer, this process naturally came with a lot of questions and stress. working with Kyle really helped me relax and I greatly appreciate having him on my side of this transaction. He was thorough, polite, understanding,...
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    Reply from Kyle Smith - RWM Home Loans - NMLS ...
    April 21st, 2026 09:42 PM
    Thank you for the kind words, AJ, I appreciate you! I hope this new chapter has been awesome. I'll give you a call in the coming weeks to catch up!
  • R
    Rebecca (
    Posted on November 13th, 2025 06:16 PM
    Great communication, made the whole process easy to understand
    Reply from Owner
    April 21st, 2026 09:43 PM
    Thank you for the kind words, Becca! I'll be sure to check in in the coming weeks to catch up!
  • R
    Rebecca S
    Burlington, WA
    Posted on November 13th, 2025 06:15 PM
    Kyle was great about answering any questions we had, explaining the process and everything
    Reply from Kyle Smith - RWM Home Loans - NMLS ...
    April 21st, 2026 09:43 PM
    Thank you for the kind words, Becca! I'll be sure to check in in the coming weeks to catch up!
  • A
    Amanda M
    Bellingham, WA
    Posted on November 13th, 2025 05:18 PM
    Kurt was always available to answer questions, and made sure my information got processed as quickly as possible. I was in a tough spot and Kurt (and Ian's) competence and care made my situation a lot better a lot sooner. I appreciate them...
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  • M
    Maggie B
    Posted on November 7th, 2025 11:46 PM
    We had a fantastic experience working with Ian as our lender for our first home purchase. He was incredibly knowledgable about all things financing, was very responsive and flexible working around our schedules to get things done quickly and...
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    About
    RWM Home Loans is a family-owned community mortgage bank with over 3 decades of experience, proudly offering award-winning 5-star service to help clients nationwide achieve their home financing goals. We provide a wide variety of loan programs with flexible options and tailored consultations to meet the unique needs of homebuyers and homeowners. With competitive rates and a commitment to long-term financial success, we guide clients through every step of the homeownership journey. Schedule your free consultation today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    1994

    Time Zone

    Pacific Standard Time (PST)
    Gallery
    RWM Home Loans - Bellingham - Gallery Photo
    RWM Home Loans - Bellingham - Gallery Photo
    RWM Home Loans - Bellingham - Gallery Photo
    RWM Home Loans - Bellingham - Gallery Photo
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445