Flat Branch Home Loans, Ponca City, OK
Ponca City, OK
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best h... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I always enjoy working with Misty and her team of loan processors! They are very knowledgeable and willing to work towards a solution if there are any bumps in the road heading towards closing.
Reply from Misty Johnson
March 16th, 2026 05:57 PM
Lauren, it's wonderful to hear that working with my team and me has been a positive experience. We aim to provide knowledgeable support and find solutions whenever challenges arise. If there's anything else I can assist you with, please feel...
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Its a mortage, was ok, and mostly a smooth process. The android app has a bug where I have to keep logging out to see new updates to the loan process.
Reply from Misty Johnson
February 20th, 2026 02:32 PM
Thank you for providing your feedback, Zackary. I'm glad to hear that the mortgage process was mostly smooth for you. I do apologize for any inconvenience caused by the app bug you're experiencing, and I appreciate you bringing this to my attention....
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Flat Branch Home Loans
Pretty good communication and the process went fairly smoothly.
I loved working with Misty. Fantastic lender! Very responsive, punctual, and easy to work with. The whole process was seamless thanks to her great communication and professionalism.
Reply from Misty Johnson
March 6th, 2026 07:00 PM
Nyssa, it's wonderful to hear that your experience was seamless and that you appreciated my responsiveness and professionalism. It's my goal to ensure a smooth process, and I'm glad the communication met your expectations. If you have any more...
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Missy and her team were actively involved and consistently reached out when inevitable issues would pop up. They were very willing to work with us and made the process far less stressful than it could have been.
Reply from Misty Johnson
February 16th, 2026 05:01 PM
I'm pleased to know that my team's active involvement helped ease the home loan process for you, Stephen. It's important to me to be proactive in addressing any issues that arise. Should you have any further questions or need additional support,...
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This was our second time buying a home and we felt every step was explained, sometimes it felt overwhelming with the amount of information needed but everything had a reason. The closing process was clear and quick. I really appreciated the...
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Reply from Misty Johnson
February 16th, 2026 03:47 PM
It's great to hear that your second home-buying experience was so smooth and that you found the process clear and communicative, Zurisadai. I'm glad the app made it easy to keep track of everything and simplified your steps along the way. If...
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Flat Branch Home Loans
Flat Branch Home Loans has received a review with 5 star rating from Zuri S
Misty answered any and all of my questions with great expertise!
Reply from Misty Johnson
February 13th, 2026 03:55 PM
I'm glad to hear that all your questions were addressed with the expertise you expected, Daysha. If you need any more assistance or have further inquiries, feel free to reach out.
10/10 lender. Communication is never an issue — she answers the phone at all hours and is always responsive throughout the entire transaction. I’ve never had problems in any deal we’ve worked together. I confidently refer all of my clients...
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Reply from Misty Johnson
March 5th, 2026 03:09 PM
It's really gratifying to hear that communication has been seamless in our interactions, Morgan. Being available to address questions at any time is an important part of how I aim to serve my clients. Your trust in referring your clients to...
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Flat Branch Home Loans
10/10 lender. Communication is never an issue — she answers the phone at all hours and is always responsive throughout the entire transaction. I’ve never had problems in any deal we’ve worked together. I confidently refer all of my clients...
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About
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best home loan experience there is to offer. Ready to set down your roots? We’re eager to help. Head over to our Ponca City location to meet your local Flat Branch family!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149