

Flat Branch Home Loans, Ponca City, OK
Ponca City, OK

Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best h... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Flat Branch Home Loans has received a review with 5 star rating from Terrance T
I have tried to use several banks for mortgage. They all have been stressful and never seem to be there to help you just themselves . Misty and her team are not like that at all, from day one they have been so helpful and caring. Misty made...
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Reply from Misty Johnson
March 31st, 2026 03:02 PM
Thank you for sharing your experience, Garret. I'm glad to hear that I could help make the mortgage process less stressful and more supportive for you. It's important to me that my clients feel cared for and well-informed from the very beginning....
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She was very helpful and worked hard to get the deal done.
Reply from Misty Johnson
March 31st, 2026 08:13 PM
I'm happy to hear that you found my assistance helpful, Marty. I always strive to work diligently to ensure everything goes smoothly. Should you need any further assistance or have questions in the future, feel free to reach out.
Flat Branch Home Loans has received a review with 5 star rating from Garret M
Misty And her team were on it!
Reply from Misty Johnson
March 30th, 2026 04:30 PM
I appreciate the positive feedback, Austin. It’s great to hear that you felt my team and I were responsive to your needs. If you have any further questions or need assistance in the future, don’t hesitate to reach out.
Flat Branch Home Loans has received a review with 5 star rating from Austin S
We had such a wonderful experience with Misty and her team. Thank you for taking such great care of myself and my family!!
Reply from Misty Johnson
March 30th, 2026 01:34 PM
I'm grateful for your kind words, Michelle. It's wonderful to know that you and your family had a good experience with me and my team. If there's anything else I can help with in the future, please don't hesitate to get in touch.
Misty and her team took wonderful care of us. I would highly recommend them!!
Misty is great at communicating. She always answers your questions so quickly! I never felt out of the loop, and she worked hard advocating for us!
Very responsive and polite gave detailed instructions and explanations when needed . always there to answer questions
Reply from Misty Johnson
March 23rd, 2026 07:27 PM
Thank you for your kind words, Carl. I'm glad I could provide the responsiveness and detailed instructions you needed. Being available to answer your questions is important to me. If there's anything more I can do, feel free to reach out anytime....
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About
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best home loan experience there is to offer. Ready to set down your roots? We’re eager to help. Head over to our Ponca City location to meet your local Flat Branch family!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149