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Synergy One Lending, Inc., San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Highly recommend Heather. She was professional and honest. She responded quickly and answered all my questions with ease. She was wonderful to work with.
Reply from Heather Millspaugh
June 8th, 2026 09:26 PM
Thank you Beth!
Working with Heather and Tonya is always great. Thank you ladies!!
Reply from Heather Millspaugh
March 13th, 2026 03:58 PM
Thank you Juan!!
Every refi with Heather and Tonya is top notch! Oustanding communication and full trust are a rarity in this business, and this fabulous team accomplishes both. It's a tremendous relief to go through this proces without having to second-guess...
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Reply from Heather Millspaugh
February 16th, 2026 07:09 PM
I'm sincerely grateful for your kind words, Sasha. It means a lot to hear that the communication and trust you experienced with Tonya and me made your refinancing process smooth and reassuring. Your continued trust is something I truly value,...
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efficient
respnsive
thorough
trsprctful
Reply from Heather Millspaugh
October 16th, 2025 02:22 PM
Camille, I'm glad to hear that you had a positive experience working with me. Your mention of my efficiency, responsiveness, thoroughness, and respectful nature means a lot. If you ever need further assistance or have any questions, please...
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Heather is the ultimate professional. She helped us get our dream house. She was very responsive to our questions. She is extr knowledgeable in her field.
Heather always responded to our calls and emails. Her response was quick and thorough, just like the service she and her company provided as we worked out a financing situation that was a little unconventional. We definitely received five-star...
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Reply from Heather Millspaugh
October 9th, 2025 06:30 PM
Chris and Lori, I appreciate your kind words. I'm glad I could assist with your financing needs and that you felt supported throughout the process. Thank you for recommending me and the team at Synergy One Lending, Inc. If there's anything...
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Heather is very insighttful and provides proper guidance to clients. Manages communication, expectation, and perception well and is always available to answer any questions.
I've work with Heather for years, now, through countless closings. She's the sharpest in the business--no one works harder or smarter. I've also referred Heather to many of my best friends and clients. She continues to earn their respect with...
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Reply from Heather Millspaugh
September 17th, 2025 11:06 PM
Thank you Vimy!! You guys are the best to work with!!!
Heather and her assistant staying close contact with us and processing the paperwork was fast and easy. Impressive!
Reply from Heather Millspaugh
September 15th, 2025 05:56 PM
Thank you Bob!
Communication and customer service
Reply from Heather Millspaugh
September 15th, 2025 05:56 PM
I appreciate your feedback, Jeffrey. I'm pleased to hear that you felt satisfied with the communication and customer service. If you have any more thoughts or need further assistance, I'm here to help.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235