Oxnard, CA
Oxnard, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Communication
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Jose Medina
Jose Luis went up and beyond his limits to help us out in our goal to buy a house. He made himself available at any given time even on weekends to answer all of our questions. I really appreciate all of his efforts i would definitely recommend...
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Carl is the best. His communication is second to none and he always give me great advice and guidance. I have a great relationship with Carl and there is no one else I'd rather work with when purchasing or refinancing a home.
for
Jose Medina
We had a great experience with Jose Luis Medina he was extremely talented explaining the documents we were signing and answered questions about the loan process. He accommodate our needs and was there at anytime during the day to help us understand...
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Reply from Jose Medina
January 3rd, 2025 08:29 PM
Thank you for your Kinds words Guadalupe and Francisco, it was a pleasure working with you and together as a team achieving home ownership, and congratulations on the purchase of your home.
for
Jose Medina
Jose had been a champion during the entire process. Per his diligence and his teams efforts we were able to make it happen. Thank you!
Reply from Jose Medina
January 3rd, 2025 08:31 PM
Thank you, Luis for your kind words, I want to thank you for the trust and confidence in our Gem mortgage team and myself, and congratulations on the purchase of your home.
Thank you Emilio for helping my family and I with the purchase of our first home. Your guidance and suggestions were very much appreciated it made the whole process soo much easier. We would like to thank you for the great advice and fantastic...
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Emilio is vary professional, and great Comunicater.
Emilio took his time to explained the process and guided us through the whole process.he made sure we understood every step before moving foward. He made sure we where comfortable with out monthly mortgage and helped worked different options...
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Thank you so much for helping us buy our first home. We were lucky to have Emilio Cortes as our agent. He and his team made our dream come true. We are so grateful and can't wait to spend our first Christmas in our new home!
I'm very grateful for the exceptional work of Frank, Rena, and Ashlee. They are a dedicated and professional team who went above and beyond to help us secure our loan. Frank even met with us in person to answer all of our questions patiently...
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Reply from Owner
July 29th, 2025 12:00 AM
Thank you so much for this awesome review Johanna! Truly grateful for the opportunity & trusting our tean to get it done. Wishing you beuatiful family nothing but the best always.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)