

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Mike really did a fantastic job! He was attentive an had no problems breaking things down for us new home owners. Working with him felt like working with an old friend.
Eileen was fantastic! She clearly explained each step of the process and what documentation was needed along the way. She was very responsive and answered questions quickly and clearly. I needed to make an offer on the home quickly and she...
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Missy was great to work with! She kept us up to date through the whole process. Very easy to work with !
Reply from Missy Palitzsch
July 29th, 2026 03:46 PM
Thank you so much Justin!! You guys were so wonderful to work with, and I hope you love your new home!!
Best wishes,
Missy
Our loan process and closing went very smoothly!
Reply from Missy Palitzsch
July 29th, 2026 03:47 PM
Thank you Shawn!! It went so smooth because you guys were so on top of everything!!
Best wishes,
Missy
Great experience with Flatbranch loans. Worked very hard for us and interfaced well with us and the Title company. Highly recommend this mortgage company😀
You and your whole organization worked with an urgency and attention to detail that was comforting in a time of stressful home buying. We tried first to work with Bank of America since we've been a customer of theirs for 30 years. It was clear...
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Reply from Missy Palitzsch
July 29th, 2026 03:49 PM
Hi Mark!!
Thank you so much for your kind words!! You guys were on top of everything and that makes our job so easy!!
Best wishes,
Missy
I heard about missy from my parents and im very fortunate. She was available all the time and had the answers to everything. she shows up to closing and walks through all the documents and is very knowledgeable and has your interests in mind....
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Reply from Missy Palitzsch
July 27th, 2026 03:42 PM
David, I'm grateful for your kind words and am pleased to hear that you found my assistance valuable. It's great to know that my availability and knowledge were helpful to you throughout the process. Thank you for trusting me with your home...
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Missy has been very helpful in getting my clients to the closing.
Reply from Missy Palitzsch
August 17th, 2026 08:23 PM
Kobba, I'm happy to hear that I've been helpful in assisting your clients with their closings. It's important to me that the process goes smoothly for everyone involved.
Flat Branch Home Loans has received a review with 5 star rating from Hunter M
We missed out on several homes due to Missy waiting to process our information and her last minute requests to get info in. She flat out refused to even put in our information becuase she thought people would outbid us, even though we would...
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149