

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Mike did great work. He made the loan process a breeze. Got us approved for what we needed at a good rate, and hooked us up with an awesome realtor in the area. He can work with whatever situation you have and handle any issues that may come...
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Missy took the time to answer EVERY question I had, and boy, I had a lot of them! Missy is extremely knowledgeable about the whole process, requirements, and her relationship with the builder was important to us. Missy even took the time to...
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Reply from Missy Palitzsch
September 14th, 2026 08:17 PM
Brandon, I'm grateful for your kind words and pleased that I could assist with all your questions. It's important to me that you felt supported throughout the process and I'm glad I could help with your grandma's situation as well. Thank you...
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Missy took the time to answer EVERY question I had, and boy, I had a lot of them! Missy is extremely knowledgeable about the whole process, requirements, and her relationship with the builder was important to us. Missy even took the time to...
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She is so knowledgeable of the end to end mortgage process. Missy is quick to respond, calms your processing and underwriting jitters and makes the whole process a breeze!
Reply from Missy Palitzsch
September 2nd, 2026 01:53 PM
Heather,
I loved working with you so much!! You always crack me up and I will need a call every now and then just to hear your humor!! Hope you guys love the house!!!
Thank you,
If you are looking to purchase a new home or refinance the one you have I cannot recommend Mike Cassimatis and Flat Branch Home Loans enough. It can be a stressful time, however, Flat Branch is very professional. Mike knows the home loan business...
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Awesome guy. Made the whole process a breeze.
Reply from Mike Cassimatis
September 11th, 2026 02:25 PM
Roger, thank you for your kind words. I'm pleased to know that the process was smooth for you. If you ever need assistance again, feel free to reach out.
I cannot stress enough the professionalism and warm personal regard I experienced working with Mike! His reassurance my loan application would go as planned was exactly what I needed as I was navigating this purchase on my own. I was very glad...
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Reply from Mike Cassimatis
September 9th, 2026 05:16 PM
Kay, I'm grateful for your kind words and pleased to know that my support provided reassurance during your loan process. It's wonderful to hear about your positive experiences with Flat Branch Mortgage. I truly value the opportunity to continue...
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Flat Branch Home Loans has received a review with 5 star rating from Cody L
Flat Branch Home Loans has received a review with 5 star rating from Scott G
Excellent experience from start to finish! Missy was pleasant and always took the time to answer all my questions. I truly appreciated her professionalism and guidance throughout the process. 10/10—highly recommend!
Reply from Missy Palitzsch
August 24th, 2026 04:13 PM
Mary, I'm pleased to know that you had an excellent experience and found my guidance and professionalism helpful. Thank you for your kind words and recommendation. It's great to hear that all your questions were addressed satisfactorily.
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149