
Newnan, GA 804
Newnan, GA

BECAUSE, YOU WANT TO GET IT RIGHT! We understand that home financing can be confusing. Everyone wants to get it right, but many don't have the information and direction to make a wise decision. We purpose to provide that information and d... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 6 PM
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
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Reviews from Web
Ray Evans was excellent from start to finish. He took the time on several occasions to walk us through each step of the process to make sure we had no questions along the way. Ray is knowledgeable, thorough and professional and I would highly...
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Ray has always been so attentive to our needs. Great communication throughout our process! We have always had great experiences with Ray working for us! Thank you!!
Ray was very prompt, answered all my questions, and communicated the process clearly.
Ray was very prompt, answered all my questions, and communicated the process clearly.
I was well informed. If I had questions, Ray would answer so I understood the information.
Ray was extremely communicative, responsive, knowledgeable, and helpful. We had a wonderful experience with him and his team.
I am very grateful to Ray. He works hard to help us and has been assisting me with my financing for years. Thank you for being so competente and reliable. The only thing to be improved is underwriters need to review our files with some time...
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I recently had the pleasure of working with Ray at Element lending and I couldn't be more satisfied with the experience. From start to finish, Ray was professional, knowledgeable, and incredibly responsive. He took the time to understand my...
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I recently had the pleasure of working with Ray at Element lending and I couldn't be more satisfied with the experience. From start to finish, Ray was professional, knowledgeable, and incredibly responsive. He took the time to understand my...
read more
I recently had the pleasure of working with Ray at Element lending and I couldn't be more satisfied with the experience. From start to finish, Ray was professional, knowledgeable, and incredibly responsive. He took the time to understand my...
read more
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About
BECAUSE, YOU WANT TO GET IT RIGHT! We understand that home financing can be confusing. Everyone wants to get it right, but many don't have the information and direction to make a wise decision. We purpose to provide that information and direction in a professional and timely fashion. Call today to discuss!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.