Embrace Home Loans - La Plata, MD
La Plata, MD
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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A defining characteristic of Karla Melgar’s service was her unwavering dedication to the needs and goals of both the agent and the buyer. She took the time to understand their unique priorities and concerns, never adopting a one-size-fits-all...
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Reply from Karla Melgar
August 7th, 2025 02:15 PM
Thank you for your thoughtful review, Jeff. I'm so glad to know that my dedication to both the agent and buyer’s unique needs made a positive impact. I believe each person’s situation is distinct, and it’s important to me that everyone feels...
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Embrace Home Loans - La Plata, MD
Karla Melgar, Loan Officer with Embrace Home Loans, provided exceptional services for my recent closing. Her expertise and commitment to customer satisfaction was evident throughout the process. She routinely contacted me with updates and addressed...
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Karla Melgar provided exceptional service as my loan officer. Her experience and dedication was evident from our first meeting.Karla's first priority is the customer. The loan process is not easy to navigate!! She patiently helped me stay on...
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Reply from Karla Melgar
July 14th, 2025 02:47 PM
Thank you so much for your kind review, Violet. I'm very pleased to hear that my dedication to your needs came through from the start. Navigating the loan process can indeed be challenging, and I'm glad I could assist you every step of the...
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Embrace Home Loans - La Plata, MD
Karla was great—prompt to respond, even on evenings and weekends. She gave excellent advice, helped us anticipate potential issues, and her strong connections in the industry made everything go smoothly. We’ve used her on our last 2 homes,...
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Karla was great—prompt to respond, even on evenings and weekends. She gave excellent advice, helped us anticipate potential issues, and her strong connections in the industry made everything go smoothly.
Reply from Karla Melgar
July 9th, 2025 01:29 PM
I appreciate your kind words, Brian. I'm glad to hear that I was able to provide prompt responses and helpful advice throughout the process. Anticipating potential issues is a key part of ensuring a smooth experience, and I'm pleased it all...
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Karla,
Was fantastic to work with. Everything she promised, she did. She is very knowledgeable and seasoned. I look forward to working with her again!
Reply from Karla Melgar
May 24th, 2025 08:47 PM
I'm thrilled to hear that you had a fantastic experience with your loan process. It was a pleasure assisting you, and I look forward to the opportunity to work with you again in the future. Your knowledge, support and easy access made the process...
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I liked the portal
Reply from Karla Melgar
May 14th, 2025 05:30 PM
I'm glad to hear that you found the portal helpful during your loan process. Thank you for choosing Embrace Home Loans. If you have any further questions or need assistance, feel free to reach out.
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Karla and her team are professionals and take special care of all our concern. The process was very carefully crafted and Karla never missed a beat to help up with all concerns and offer suggestions thst really help us.
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Reply from Karla Melgar
May 8th, 2025 04:05 PM
I'm delighted to hear that you had a positive experience with your cash-out refinance process. It was a pleasure assisting you, and I'm glad that our team's efforts and suggestions were helpful. Thank you for your kind words and trust in Embrace...
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We loved how easy it was to keep an open communication with your staff. E-signing the documents were great to have.
Reply from Karla Melgar
May 6th, 2025 02:39 PM
I'm pleased to hear that the communication process was smooth and that you found the e-signing feature convenient. It was a pleasure assisting you with your purchase. Thank you for choosing Embrace Home Loans.
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Karla, Angel, and Jason were in constant communication with us and guided us through the process of financ our home. If they needed something, they contacted us, even after work or on weekends. I could tell they were working late to get all...
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Reply from Karla Melgar
May 6th, 2025 02:42 PM
Thank you Tania. My team and I appreciate your positive feedback. We strive to provide 5 star serviceto every customer and am happy you acknowledged receiving that service. I know you and your family will make many happy memories in your new...
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.