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Embrace Home Loans - La Plata, MD in La Plata, MD

Embrace Home Loans - La Plata, MD

La Plata, MD
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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
96%
4 Star
3%
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Reviews from Web
  • K
    Kenneth N
    King George, VA
    Posted on January 24th, 2026 01:52 PM
    Attention to details and a personal touch
    Reply from Karla Melgar
    January 24th, 2026 02:21 PM
    Good Morning Ken,Thank you and I am happy you had a 5 * experience. Providing you with personal service and paying close attention to detail is my goal. I know you and your family will make wonderful memories in your new home. I look forward...
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  • A
    Aldenvee D
    La Plata, MD
    Posted on January 7th, 2026 12:06 AM
    Karla was very commuicative and working with her makes things very easy for us.
    Reply from Karla Melgar
    January 7th, 2026 11:22 AM
    Thank you Vee, Making things easy for my borrowers and open communication are both very important to me. Thank you for giving me an opportunity to work with you a second time!! Looking forward to our next opportunity to work together
  • L
    Lane R
    Henrico, VA
    Posted on December 23rd, 2025 02:18 PM
    Tyler's constant communication and willingness to answer questions made our loan process so easy clear. He made sure we understood every step as it was happening. The home loan process was one of the easiest parts of the journey to buying our...
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    Reply from Tyler Martinez
    January 2nd, 2026 06:34 PM
    Thank you so much for the kind review! I truly appreciate your trust throughout the process. I’m glad my communication and guidance helped make everything clear and easy to understand along the way. Knowing the loan process was one of the easiest...
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    Embrace Home Loans - La Plata, MD
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    J
    Jay V
    Posted on December 21st, 2025 06:20 AM
    We’re nearing the closing of our first home, and Karla has been a phenomenal resource throughout the entire process. She has been honest, upfront about what to expect, clear on every requirement, and a true advocate for us, all while ensuring...
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  • M
    Mary B
    Henrico, VA
    Posted on December 20th, 2025 06:30 PM
    Tyler was very responsive, providing timely updates on the loan process. He was quick to help address a last minute issue due to the other side of the transaction.
    Reply from Tyler Martinez
    January 2nd, 2026 06:36 PM
    Thank you Mary, I really appreciate the feedback. It was a pleasure working with you, and I’m glad we were able to navigate the last-minute issue together and keep things moving forward. Strong communication and collaboration make all the difference....
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  • J
    John R
    Henrico, VA
    Posted on December 20th, 2025 01:23 PM
    Tyler made the loan process an easy, clear, and stress free experience. His communication along the way was superior and he was always one step ahead of what needed to be done. We are behond grateful for his expertise and advice throughrout...
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    Reply from Tyler Martinez
    January 2nd, 2026 06:33 PM
    Thank you so much for the kind review! I’m grateful for the opportunity to work with you and glad I could help make the process smooth and stress-free. Congratulations on your new home, and thank you again for your trust!
  • D
    Derrick S
    King George, VA
    Posted on December 12th, 2025 10:38 AM
    We had an outstanding experience working with Karla druing our home buying process. From start to finish, she was knowledgeable, responsive, and genuinely committed to helping us secure the best loan option. She took the time to explain every...
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    Reply from Karla Melgar
    December 12th, 2025 03:53 PM
    Congratulations on becoming a first time homeowner. It's wonderful to hear about your positive experience throughout the home buying process. I'm pleased that my efforts to be knowledgeable and responsive contributed to making the journey smooth...
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  • T
    Teresa T
    King George, VA
    Posted on December 4th, 2025 03:09 PM
    Karla was always pleasant and up beat when speaking with her. She kept you in the loop with where your mortgage was in relation to being approved . You also knew exactly what documents were needed from you, and when to supply them. The Embrace...
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    Reply from Karla Melgar
    December 12th, 2025 03:56 PM
    It's rewarding to know that my approach helped you stay informed throughout the mortgage process. I aim to maintain clear communication and a positive interaction so that you always feel supported. I'm pleased to hear that the document system...
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  • D
    Douglas C
    Fredericksburg, VA
    Posted on November 5th, 2025 05:01 PM
    Great team and a smooth experience
    Reply from Karla Melgar
    November 20th, 2025 05:02 PM
    I'm glad to hear that you had a smooth experience with the team. If you have any further questions or need assistance in the future, please feel free to reach out. Thank you for choosing Embrace Home Loans!
  • S
    Suzanne B
    Milton, DE
    Posted on October 26th, 2025 11:22 AM
    Karla was available all the time. She responded quickly to all our questions.
    Reply from Karla Melgar
    November 10th, 2025 04:32 PM
    I'm grateful for your feedback. Being available and responsive is important to me, and I'm glad to hear it made a difference in your experience. Don’t hesitate to reach out if there’s anything else I can assist you with in the future. Thank...
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  • 41–50 of 580
    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2009

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.