M
Manhattan, KS
Manhattan, KS
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I literally do not have the words to tell you how incredible our experience was, but I'm absolutely going to try.I am a first time homebuyer with a complex history involving a lot of homelessness and financial abuse. I went into this process...
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Reply from Owner
September 2nd, 2025 08:18 PM
Al, your words truly mean a lot to me. It was my pleasure to guide you through such a significant and complex journey. I understand how overwhelming the home buying process can be, especially given your past experiences, and I'm glad I could...
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If I literally do not have the words to tell you how incredible our experience was, but I'm absolutely going to try. I am a first time homebuyer with a complex history involving a lot of homelessness and financial abuse. I went into this process...
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Reply from Renee Soberano
September 2nd, 2025 08:20 PM
Thank you for sharing your incredible journey, Amanda. I'm truly touched by your words and how much my support meant to you during such a significant time in your life. It was essential to me that you felt supported and understood throughout...
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Renee really put in the time and effort for us in a way that really made us feel safe and secure. This was one of the most stressful experiences we've ever had and Renee remained someone we could trust and rely on despite all the challenges...
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Reply from Renee Soberano
September 14th, 2025 01:58 PM
It's wonderful to know that you felt safe and secure during such a stressful experience, Rebaccah. I'm glad I could be a reliable support for you through the challenges of owning a home. Your trust means a great deal to me, and I'm pleased...
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Incredibly frustrating right at the finish line. The buyer started the contract using an FHA loan and then decided early on to swtich to conventional. No problem. Then, like 3 days before closing, I am told that they HAVE to go back to FHA...
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Outstanding service and helped answer every question we had when purchasing our first home. Luminate Bank and their staff were very easy to work with. They have prompt and consistent communication and will make the home loan process very easy....
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Reply from Owner
September 14th, 2025 01:58 PM
I'm pleased to hear that your experience with Luminate Bank and my support during your first home purchase was positive. It was important to me to ensure that all your questions were addressed and that the loan process was as smooth as possible....
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She was very helpful throughout The entire process and was there with us every step of the way
Reply from Renee Soberano
September 14th, 2025 01:58 PM
It's great to know that you found my assistance helpful throughout the entire process, Jack. Being there for you every step of the way is something I strive for with all my clients. If you have any more questions or need anything in the future,...
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Smooth Process
Reply from Renee Soberano
September 14th, 2025 01:59 PM
Thank you for your feedback. I'm pleased to hear that you found the process smooth. If there's ever anything more you need, please feel free to reach out.
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My clients were well informed throughout the process and the funds were all in the day before the closing (which was at 8am) so the buyers were able to move in right away!
Reply from Renee Soberano
October 8th, 2025 06:03 PM
I'm glad to hear that everything went smoothly for your clients, Julie. Ensuring that the funds are in place ahead of time is always a priority, and I'm pleased to know it made a difference for the buyers on their big day. If you or your clients...
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You guys are both great! Both work very hard
Reply from Renee Soberano
October 8th, 2025 06:03 PM
Thank you so much for taking the time to share your thoughts, Kylee. I appreciate your kind words about our dedication and effort. It means a lot to know that our work resonates positively with you. Should you need anything further, I'm here...
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Renee was very communicative and really explained everything so we didn't have to guess. She also really worked the numbers so we were comfortable with our rates.
Reply from Renee Soberano
October 8th, 2025 06:04 PM
I appreciate your feedback, Bailey. Ensuring clear communication and transparency is important to me, so I'm glad to hear that explaining everything helped eliminate any guesswork for you. Working through the numbers to find a comfortable rate...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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