Crystal Lake- 40 Grant St, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Personalized care and great communication!
Reply from Nancy Howley
July 10th, 2026 04:21 PM
Sandra, I'm thankful for your kind words about the personalized care and communication you experienced. It's wonderful to know that you felt well-supported. If there's anything else I can assist you with, please feel free to reach out.
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Crystal Lake- 40 Grant St
Worked fast to help with banking needs. Friendly and professional service!
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Crystal Lake- 40 Grant St
Working with Dan Bursek was a pleasure. He was in frequent contact with us to explain the home purchasing process, alert of of next steps, and always enthusiastic, genuinely excited, and supportive in guiding us through the home purchasing...
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Crystal Lake- 40 Grant St
Kyle was knowledgeable, professional, and kind throughout the entire process of buying my home. He even helped me apply for and receive a grant which will allow a more comfortable budget moving forward. I can’t thank Kyle Hauke and everyone...
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Nancy made the entire process swift and painless with prompt communications and timely check-ins with me (whenI did not respond promptly. Sorry about that, Nancy!)
Reply from Nancy Howley
July 2nd, 2026 05:37 PM
Dawn, I'm glad to hear that the process was smooth and painless for you. I appreciate your understanding and responsiveness, and there's no need to apologize! If you need any further assistance, please don't hesitate to reach out.
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Crystal Lake- 40 Grant St
We have had a mortgage with Home State Bank for about 2 months. Unfortunately, the interest calculation terms were blatantly miscommunicated to us during loan setup and are materially different to what was discussed. This was one of the main...
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Nancy was very helpful, quick and thorough with communication, and very friendly.
Reply from Nancy Howley
June 30th, 2026 07:14 PM
Jamie, I appreciate your kind words about my communication and friendliness. It's great to know that you found the service helpful and efficient. If there's anything else you need, please feel free to reach out.
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Crystal Lake- 40 Grant St
Crystal Lake- 40 Grant St has received a review with 5 star rating from Jamie M
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I had an outstanding experience working with Nancy Howley throughout my loan process. From the very beginning, Nancy was knowledgeable, responsive, and incredibly helpful. She took the time to explain every step clearly, answered all of my...
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Reply from Nancy Howley
June 29th, 2026 02:47 PM
James, I'm thankful for your kind words and recommendation. It's wonderful to hear that my efforts to keep the loan process smooth and straightforward were helpful to you. I'm pleased to know you felt supported and informed throughout. If you...
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for
Crystal Lake- 40 Grant St
I had an outstanding experience working with Nancy Howley throughout my loan process. From the very beginning, Nancy was knowledgeable, responsive, and incredibly helpful. She took the time to explain every step clearly, answered all of my...
read more
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.