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Main Street Home Loans, Severna Park, MD
Severna Park, MD

We pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challeng... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Everything moved about as well as it could have, and we're glad because it was still exhausting. The portal with stages, tasks, and digital signatures was very streamlined and intuitive. Alicia was very patient and quick to respond to our very...
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Reply from Alicia Harkowa
May 14th, 2026 03:59 PM
I'm happy to hear that the portal's streamlined features made the process easier for you, Jordan. Navigating the VA loan process can indeed be exhausting, so I'm glad I could assist with patience and timely responses. Thank you for sharing...
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from J H
Reply from Owner
May 13th, 2026 12:13 AM
I appreciate your positive rating, RJ. Thank you for your support of NFM Lending.
Very responsive whether it was my loan officer or another team member. very responsive in answering any questions or concerns I came up with .
Reply from Alicia Harkowa
May 12th, 2026 03:02 PM
I'm grateful to hear that you found our team to be very responsive, Joseph. Providing clear and timely answers to your questions and concerns is important to me. Thank you for sharing your experience, and I'm glad I could assist you throughout...
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WOW! What a wonderful experience working with Alicia and Susanne, the Harkowa Team was professional and on-time with expectations regarding my clients closing. I am looking forward to working with Alicia and Team! Just - WOW!
Reply from Owner
May 6th, 2026 03:09 PM
Thank you so much. Working with professional realtors like yourself makes the lending side much easier. My team and I appreciate the trust you put in us with your clients.
As a new agent, I was unsure of which lender would provide me the guidance, learning and resources to be an effective REALTOR. Alicia is the definition of excellence as it relates to the learning, professionalism and expectations an agent and/or...
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Reply from Alicia Harkowa
May 6th, 2026 03:17 PM
Michael, I appreciate your kind words and am grateful for your trust in me and my team. I'm glad that you found the guidance, learning, and resources you needed as a new agent. It's appreciated to hear that the communication and strategies...
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Alicia has always been my go to lender because of her responsiveness to my buyers. They feel at ease with her and she answers all questions quickly and puts the buyers at ease.
Reply from Alicia Harkowa
May 6th, 2026 03:17 PM
Thank you for your kind words, Ray. I'm happy to know that my responsiveness and ability to make your buyers feel at ease have been valuable to you. It's important to me that all questions are answered promptly and thoroughly, and I'm grateful...
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Alicia was great and always very responsive!
Reply from Alicia Harkowa
May 6th, 2026 01:27 PM
I'm happy to hear that you found me responsive, Olivia. It's important to me to be available and supportive throughout the process. Thank you for your kind words!
It was very streamlined and efficient. Made things easy
Kyndle and the Main Street Team made the whole home purchase easy. We'll definitely recommend them to anyone looking to buy a future home!
Kyndle and her whole team were amazing to work with. The communication was top notch and the process was very easy!
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About
We pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.