
M
Main Street Home Loans, Severna Park, MD
Severna Park, MD

We pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challeng... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
My experience was good only suggestion I have is that closing dates should be estimated after the buyer receives their reservation number from FHLB because that is the longest wait period.But Alicia was very helpful and supportive the whole...
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Reply from Alicia Harkowa
May 22nd, 2026 12:54 PM
Thank you for your feedback, Kayla. I'm grateful for your kind words and pleased to hear that you found my support and knowledge helpful throughout the process. I appreciate your suggestion about the closing dates and will certainly keep it...
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Sharon G
Reply from Owner
May 22nd, 2026 12:54 PM
Thank you, sharon, for the excellent rating! I'm pleased to know your experience was positive.
Alicia is experienced and knowledgeable about loan programs and her level of expertise is reassuring . Highly recommend!
Reply from Alicia Harkowa
May 22nd, 2026 12:54 PM
Thank you, Sharon, for your kind words about my expertise and knowledge in loan programs. I'm glad to know that you found my support reassuring. Your recommendation means a lot to me!
Working with Alicia and Susanne is always a treat! They take care of my clients the same way I do! Their communication, professionalism and compassion is always top notch. Sometimes things are out of our control (grant fund disbursements) but...
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Reply from Alicia Harkowa
May 20th, 2026 02:08 PM
Erin, I'm grateful for your kind words and for recognizing the effort Susanne and I put into caring for your clients. It's important to me to maintain clear communication and professionalism, particularly when challenges like grant fund disbursements...
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I met Kyndle 3 years ago through my niece, Somer Havens, who is also my realtor. Kyndle has always been very responsive and knowledgeable. She went to bat for me and was always accessible. Even after the closing, if I had any questions, she...
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Great communication. Especially after hours and weekends. I wasn't expecting that. Great service and pleasant conversation.
Reply from Alicia Harkowa
May 20th, 2026 01:20 PM
I'm grateful you appreciated the communication and service, Maurice. It's important to me to be available when needed, even after hours and on weekends. Thank you for your kind words about our conversations.
Amazing...best service, kind and patient. wouldn't work with anyone else.
Reply from Owner
May 22nd, 2026 12:55 PM
I'm grateful for your kind words, Roman. It's nice to know that you found the service to be the best and appreciated the kindness and patience throughout the process. Thank you for your trust and confidence in working with me.
Alicia and her team went above and beyond throughout the entire process. They worked patiently with me and made sure I was always updated. Simply put, they made this very easy and an enjoyable process. Thank you.
Reply from Alicia Harkowa
May 18th, 2026 01:57 PM
I'm grateful for your kind words, Roman. It's appreciated to know that you found the process easy and enjoyable. Keeping you updated and working patiently with you was truly important to me. Thank you for trusting me and my team at NFM Lending....
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Alicia Harkowa at NFM Lending has received a review with 5 star rating from Keen B
Reply from Owner
May 18th, 2026 01:56 PM
Thank you, Keen, for the great rating. I'm glad to know that you had a positive experience with NFM Lending.
I was afraid to even take money out the bank to pay bills, but Alicia reassured me that I would be fine as long as I didn't make any huge purchases. Keeping the team informed and them responding so quickly made this whole experience seem like...
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Reply from Alicia Harkowa
May 18th, 2026 01:57 PM
I'm grateful for your kind words, Keenan. I'm happy to have been able to reassure you and make the process feel smooth and manageable. Keeping the lines of communication open is important, so I'm pleased that our quick responses helped ease...
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About
We pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.