Luminate Bank - Smithtown, NY

Thank so much Richard for all your help. We appreciate your help in accommodating us with late appointments and very prompt responses.

We had a wonderful experience with Rich. He made the process of getting a mortgage painless. He was very communicative and easy to get ahold of. I highly recommend him to anyone looking to get a mortgage or refinance.

Greg is very patient and knowledgeable. He walked my husband and I through this process and always had an answer or said he would find out and called us right back. He is a true professional in his field and very easy to work with. I would...

Rich was great! He was upfront and communicated very well. We were very happy to be working with him and would recommend him to anyone! Thank you again rich!

Rich was referred to my girlfriend and I by a friend and he did an absolute amazing job. He communicated with us throughout the entire process. A++++++++++

Rich was highly professional, responsive, knowledgeable and a pleasure to work with. Thank you!

Gregg Marks was a pleasure to work with. He is very professional and knowledgeable in what he does. My husband and I were very impressed with Gregg. I recommend Gregg and Silver Bay Lenders to anyone.

The process of getting a mortgage is difficult, especially when it is your first time. when i got in touch with Gregg, things got better for me. He guided me step by step and he was very patient. I had an amazing and smooth experience with...

Rich was the absolute best! He made sure to get everything done in such a fast manor! Everything went so smooth and we closed in 30 days! He made the home buying process feel less scary and was always available to answer any of my questions....

It's very rare to meet someone so honest and easy to deal with when looking for home financing. I was lucky enough to be referred to Rich Sciarrone and he was just that. From the moment we first spoke, he made me feel very comfortable and was...