Luminate Bank - Smithtown, NY

Michael was great to work with. Always had the time for my wife and I. He completely walked us through the process. Was open and honest the entire time. Thank you for a great experience

Rich is the best made everything go smoothly. I would definitely use him again and refer him to others. He is one of a kind.

!

Mike was very helpful with this whole process, he made everything simple and easy was very informative. We bought a house during this whole Covid pandemic and Mike and his team were in control the whole time.

Mike was awesome. He and I connected early on in the process and he was there for me every step of the way. I am a first time home buyer and mike made this process very simple for me. Highly recommend using him.

Gregg was able to very quickly figure out if my wife & I would be good candidates for a new mortgage. I was very impressed with his knowledge and candid humor. I look forward to working with NJ lenders in the future. GS Nesconset Ny

Due to the times that we are in Michael and his team made everything simple and easy for us all done electronically and we are very happy with how everything went. we did not worry for one second throughout the whole process. it was very simple...

Great communication throughout the entire process!!! A pleasure to work with this company!

Rich and his team are consummate professionals. Quick communication, friendly service and a no-nonsense approach are the order of the day when working with Rich and Silver Bay.

There was great communication and Rich made the process easy for us. We would definitely use him again.