Luminate Bank - Smithtown, NY

I was blessed to have Rich as my Mortgage Consultant. He is professional, knowledgeable, attentive and efficient. Hi highly recommend Rich and his team!

Seamless experience unsurpassed by no other. Michael Campites made my mortgage experience seem like a piece of cake. Great to work with a modern thinker keeping up with the technologies of the world. New Jersey lenders even have their own APP....

Michael is always around even on weekends to help get us a pre approval and is very helpful in securing a low interest rate mortgage would recommend to anyone

Rich was honest, upfront, and easy to reach by email or text. Explained the entire process and what products were available to us. I would absolutely use him in the future and would highly recommend him to anyone.

Richard Sciarrone is excellent at his job!!

Did everything for us,from start to finish . He does a great job every time.

Rich was very responsive and always took my calls or returned them right away. The process was very smooth as well. The ability submit and sign documents digitally makes everything super convenient.

Quick Closing

As a first time homebuyer, Gregg was able to answer all of my questions and concerns in a timely manner. He was able to ensure a quality experience.

Gregg was a pleasure to work with, friendly and professional...