Luminate Bank - Smithtown, NY

We had just moved to NY and were unfamiliar with the home buying process. Rich helped us get through the process and provided excellent information regarding our finance options. Rich even followed up with us afterwards to see how we were settling...

I would recommend Rich to anyone. He was amazing during our mortgage process.He was always available to answer any and all questions whether during office hours or not. He was amazing with working around our hectic schedules to meet at times...

Since I applied for a loan through Rich Sciarrone, my experience working with him had been nothing less than excellent experience, having tried a well known and conventional bank that rejected the same loan with the same circumstances.The knowledge,...

Rich is a great guy who goes out of his way to make sure you have a good mortgage experience. Rich made sure my process was smooth and easy. He made sure I got all my documents in on time and kept me aware of how the process was progressing....

Rich was great and his whole organization was extremely professional, patient, knowledgeable and efficient.This was a unique situation that Rich was able to obtain financing for in a very short period of time. Because I am a business owner/self...

I have recently used this excellent firm in the last two months. They are responsive, intuitive to your every need. I for the last past year was trying to get an approved loan from Chase Manhatten bank and what a nightmare the put me through...

Rich and his company were great they helped us through what I thought was going to be a difficult house buying experience. He made us feel comfortable every step of the way because he was always available to answer questions and was always...

I am a first time home buyer. Rich was integral in putting together the loan as well as helping with personal documents. No hesitation with reccomedning Rich and NJ Lenders as a proud referral to anyone!

Great person to deal with. Extremely helpful and always available to answer all of my questions and concerns. Went over every step with us in detail so we knew that we were making the right decision.

I have had the pleasure of being a client and now a friend of Rich. He has always maintained a vision to keep my needs in the forefront. When the time was right Rich made it happen for us.