Luminate Bank - Smithtown, NY

Mike was not only friendly but extremely knowledgable and informative whenever we had questions. Applying for a mortgage can be tedious and scary, but he put our minds at ease and we knew we were in great hands during the entire process.

Richard and his team were great!! Looking forward to working together again soon! Thank you for your hardwork and professionalism .

Mike was hands on at all time kept me updated each step of the way. Was very helpful with what documents i need to expedite the process . Communication was spot on answered any questions or concerns that I might of had in a timely manner. I...

Michael recently helped me with a mortgage on a home that was in the family for 50 years after the passing of my father , aunt and uncle . Michael guided me every step of the way and helped make a dream come true for me of keeping the family...

Mike kept us updated on the whole process and responded quickly to any questions or concerns that we might of had. Made the process as painless as possible .

Great Communication. Easy Closing

From my experience with Mr Richard I will recommend my friend too him,and thank you with my refinance .

My deal took months longer than we had wished becuase of complications on my end. Rich fought for me every day and got it to a better resolution than we started with. Lots of texts...lots of emails... It had to eat into his profit but he was...

Richard is an. Excellent mortage consultant that assisted us rapidly, quickly. made the process so easy

Greg was so helpful and made this process so smooth and easy! We will forever refer him to friends and family and could not be more thankful for him and all his hard work!!