Luminate Bank - Smithtown, NY

Rich was extremely helpful to work with throughout the home buying process. He always made himself available to answer any questions we had throughout. He made sure we stayed informed and guided us along the way. He helped make the process...

Rich was an amazing help! Very professional and knowledgeable. As a first time home buyer, he made it easy to understand and the process to go smoothly. Did not like the loan was sold off, but I understand it sometimes happens. Overall, satisfied...

Rich was exception and very professional. He explained all the paperwork and fees, so there were no surprises. He went above and beyond to make everything work to my schedule. I could not be happier! I will definitely work with him again in...

We looked at homes for over 2 years. Richard probably gave us over a dozen pre-approval letters for the many homes we considered. He was there and acted quickly when it was time to seal the deal on the home of our choice!

I can't say enough good things about Richard! He was so easy to work with and unbelievably quick. We had sold our home and we're in crunch time to find a new house or be forced to temporarily live with our parents. Nobody wanted that! We finally...

If your a first time home buyer or a second time buyer Richard is the one to help. He made a dream come true! He answered all my numerous questions, phone calls, emails and texts. He advised me and guided me every step of the way. Richard helped...

Rich and his staff very professional & courteous in selling and buying of our new home. Any issues were handled in a timely manner allowing the transaction to run smoothly.

Rich was absolutely amazing! He was personable and helpful. He never once treated us like clients he just met but like his personal friends he's known a lifetime. He was the rock through out the process of buying our first home. He went above...

Proffesional, efficient and attentive. We've used Rich numerous times and he's always made the process quick and painless. Thank you Rich!

Responsive and professional