Luminate Bank - Smithtown, NY

This is the 2nd time I've had the pleasure of working with Rich. He's professional at his job and makes things go nice and smooth. I look forward to working with Rich again. He gets the job done! G.Giannotti

Rich was really easy to work with. I've worked with him before and would again. He made the entire process very easy and simple to understand. He went out of his way to meet me on my schedule. Great Guy!!!

This was my 3rd Mortgage and Rich was the best out of all of them. He made the experience fun, easy, smooth and any worries I had he put at ease. He was patient and kind and everything he told me that would happen did. There were no unexpected...

Working with Mike and his team was a pleasure. They helped me through my closing process and got it done before the estimated deadline . They keep you updated on everything throughout the process . I would highly recommend Michael and his team....

Rich is a great guy and easy to work with. He's extremely knowledgeable about the mortgage biz, and is very easy to reach. He almost always answers the phone, and calls back quickly when he doesn't. That's all anyone can ask for.

Rich is a great guy who knows his products and is easy to reach. He almost always answers the phone, but if he doesn't he gets back to you as quick as you can possibly expect. That's all you can ask for in a mortgage broker.

A very difficult process but Mr.Sciarrone made it less of a stresser. He explored all avenues to getting my family the best loan possible. He was great with my children when we had to bring them into the office.

Rich obtained financing for us for a rental property which we closed on in December. It was a long process with many delays caused by the seller. Rich worked very closely with us, our lawyer and the real estate agent to make sure the lender...

I was a first time home buyer with a baby on the way. To say I was nervous would be an understatement. Rich guided me through the process and helped me choose the correct path for my family. He also recommended the agent and lawyer for the...

Working with Rich was wonderful. I was ALWAYS a phone call away. We will definitely work with him again. The process was tedious but Rich made it easier.