Luminate Bank - Delray Beach, FL

This is the second time I’ve worked with Charles & NJ Lenders when purchasing a home. Charles is very knowledgeable and easy to work with. The app makes it very easy to upload documents. I highly recommend Charles Shulman & NJ Lenders!

I was really pressed for time and Charles and his team closed a loan for me in 28 days!!! It wasn't a large loan but they treated it with the utmost importance because of my deadline. Just a great overall effort.

Great rate for refinancing our home! Friendly staff! Very safe process and closing, especially with safety and COVID concerns!

Great to work with. Second time we used and made process easy.

Everything was so easy to do from using their app to the signing of the documents. Everybody was friendly, professional, and on top of their game!

The Team was always there whenever I had a question. Everyone was informed, efficient and courteous. My daughter is now using NJ Lenders to refinance!

Michael was very thorough and informative. He kept me updated with the process regularly. Very friendly and easy to work with. Would recommend to anyone.

Always a pleasure working with Michael. He is very perfessional and caring. He helped my family in a time of need and I will be forever grateful. Very thankful for Michael's hardwork and dedication to getting me the best rate and best service....

My 3rd mortgage with NJ Lender...Charles has always been a great partner. Definitely recommend

Mr. Shulman and his team provided excellent customer service. The entire process was easy and my family will benefit from a lower interest rate and reduced term. Thank you!