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Charles Shulman - Mortgage Loan Originator | NMLS# 21573 in Delray Beach, FL

Charles Shulman

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Mortgage Loan Originator | NMLS# 21573

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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5 Star
93%
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6%
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Reviews from Web
  • Encompass
    A
    Adam C
    WYCKOFF, NJ
    Posted on September 26th, 2026 07:40 PM
    Charles communicated to us often and was very clear about what to expect. We needed the process to move along quickly due to specifics with our situation, and Charles absolutely met that goal! We could not have done it without him.
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    B
    Barbara B
    EAST WINDSOR, NJ
    Posted on September 12th, 2026 08:50 PM
    Good communication; very responsive
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    Joseph J D
    RICHMOND, VA
    Posted on September 4th, 2026 03:42 PM
    Working with season professionals!
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    Stephanie B D
    RICHMOND, VA
    Posted on September 3rd, 2026 07:12 PM
    We have been working with Charles and his team for years. Always a great experience!
  • Encompass
    A
    Anthony W
    SPARTA, NJ
    Posted on September 2nd, 2026 06:07 PM
    charles was very patient with my wife and I who had frequent questions as first time home buyers . Regardless of how many calls, emails, or edits needed to be done he and his team guided us every step of the way.
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    Gonzalo I
    UNION, NJ
    Posted on August 3rd, 2026 01:22 PM
    I would like to express my sincere appreciation for the outstanding service I received throughout my mortgage process.From the very beginning, every question I had was answered promptly and thoroughly.The team was always professional, knowledgeable,...
    read more
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    Heather P B
    ANNANDALE, NJ
    Posted on July 24th, 2026 12:41 PM
    Charles was wonderful to work with and explained all the details of the process and answered all of our questions. Even when things got rocky, he was able to make sure we still closed on time.
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    Hailey B H
    BALTIMORE, MD
    Posted on June 26th, 2026 02:08 PM
    Charles really cared about getting my mortgage approved and went above and beyond to help me.
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    Chloe L
    RALEIGH, NC
    Posted on May 25th, 2026 01:48 PM
    The whole process went very smoothly. Thank you!
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    EDWARD F T
    PHILLIPSBURG, NJ
    Posted on May 23rd, 2026 02:16 PM
    The seller's were horrible, but Mr Shulman and Sue Arkin were really great at there job to help me get through the process. Without them I would of walked away. They were great at communicating and Sue was a real asset.
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • NJ Lenders Corp - Vice President
      May 1st, 1998 - Current

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 21573
    • NJ, NY, PA, CT
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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