Lower - Winter Haven, FL
Winter Haven, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Buying a home is already stressful and having to go through all the paperwork for mortgage please I am advising everyone review your paperwork if you do not understand it have someone look it over for you because mortgage companies are sticking...
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The service was great , very helpful with the process.
I should have also gone to a local bank or Quicken Loans and compared mortgage options and interest rates. My mortgage was written with PRMI (Primary Residential Mortgage, Inc). After 1 payment it is now in the hands of Wells Fargo Home Mortgage....
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David and his team made the whole process so easy and were there when I called for anything and everything! Best experience I ever had, in buying a home.
Every step clearly explained and treated with urgency. Customer service was terrific.
Dave T. was very much involved throughout the entire process. Great communication from start to finish and a wonderful experience. He and his team worked diligently to get our loan funded and our house purchased quick and worry free. Highly...
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David was very helpful with any questions I had and he was prompt in returning my calls. Very pleasant to work with and I will recommend him.
Dave was very patient with me and answered every question. He went above and beyond to help me and my family.
Provided great assistance during the buying process. No issues and quality service.
My mortgage experience with Dave was awesome! Always answered the phone when I had any questions. When a last minute complication came up that potentially could have either postponed or completely killed my deal he jumped in and found a solution...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.