Lower - Winter Haven, FL
Winter Haven, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather is the best! We’ve worked with her twice, she is trustworthy and she doesn’t disappoint. She actually cares about helping her clients and responds quickly to emails or calls. She is excellent at what she does and did a great job helping...
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Roland Victor was extremely helpful and responded quickly any time we had questions with our home purchase. He worked diligently with our realtor to find our dream home and made the whole experience possible and enjoyable.
David and his staff were very professional and responsive. We had a short turnaround time to get our loan approved and closed and they accomplished the task with as little stress as possible under the circumstances. David was always available...
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We reached our goal. Informational cd"s extremely helpful. Mr. Thornton made himself available. Their portal is very user friendly. :). Mr.Romano kept us on our toes as to what needed to be done and when . Kimberly was also very helpful. Good...
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The guidance and personal help
You helped make our dreams come true. Thank you all for everything. It was very pleasant working with your team. They made everything make sense. Everything was done in a timely matter. We could not have asked for better service.
I must admit after a very stressful situation of selling a home, Roland had made the process of getting a home mortgage, very quick and most importantly non stressful. He was there every moment I needed a question answered and with a quick...
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He was so nice and professional he also responds very fast and that’s helpful !
Great rate, great experience. Excellent team, quick efficient and polite. One of the best groups I have dealt with. Need Financing?? call David Thornton and his team at Element Funding. Very competitive.
David was great. The first time I called him, he listened and said there was a path forward and he followed through on everything he said. The process was so easy and forward. The people (Kim, Chavonne) I dealt with were available and sharp....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.