Lower - Winter Haven, FL
Winter Haven, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Exceptional communication and collaboration throughout the entire process. David went above and beyond to execute, follow up and follow through with every step of the loan approval and closing. He exceeded our expectations and I will recommend...
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This was the smoothest mortgage I have ever gone through. David and his assistants were very responsive and communicated very well.
So incredibly grateful for the level of talent and hard work to make the sale and purchase of my new home a success! Such a blessing!
I am not computer savvy but Savanah fit a great job walking me thru the steps of sending items via computer and using a portal. If I can do it with her help, anyone can. Thank you Savanah and David!
David was personable throughout the entire process and always provided answers to my question.
He was always willing to help.
It was a fantastic experience, thank you all for the help! It went flawless
My experience went so amazing and so smoothly. I asked myself at closing, Why don’t I just buy more houses!
Everyone was great and got everything done in a timely manner.
Responds quickly. Excellent listener, professional treatment. Would recommend them to friends.
It was a very easy process thanks to David
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.