

Lower Mortgage, Kennewick, WA
Kennewick, WA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joshua communicated regularly and clearly. He gave me all the information I needed, and I felt I could trust him.
Reply from Joshua McKenzie
June 9th, 2026 10:28 PM
Thank you, Daniel! I'm excited for you and your family.
Thank you so much for all your work on our behalf! You jumped in and gave of your time on a Saturday to get us pre-approved within hours and you made the loan process go so smoothly every step of the way. Thank you!!!
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Reply from Joshua McKenzie
June 9th, 2026 10:30 PM
It was my pleasure, Kara. I'm so glad it worked out according to plan. Enjoy your new home!
We really appreciate Josh for taking the time to make sure we understood in detail everything regarding our loan. We also needed an earlier move-in date and Josh made that possible. Thank you for all your hard work with our loan.
Reply from Joshua McKenzie
June 9th, 2026 10:31 PM
Anytime, Samantha! I'm so glad things worked out as well as they did for you. I hope you are enjoying your home.
His availability and response time was fantastic.
Reply from Joshua McKenzie
November 7th, 2025 09:21 PM
Thank you for the review, Ashley. You were a pleasure to work with. I appreciate how responsive and on top of everything you were. Enjoy the new home!
What made working with Josh great was that he provided expert advice that helped my husband and me get a loan that worked for us! I would recommend others to Josh for his experience and helpful advice.
Reply from Joshua McKenzie
November 7th, 2025 09:19 PM
Thank you for the review, Cierra. It was my pleasure helping friends secure their new home!
Joshua was very informative, communicative, always available for questions or concerns, and extremely personable. This is the second time he has helped us purchase a house and there was a reason we sought him out when we needed to move and...
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Reply from Joshua McKenzie
November 7th, 2025 09:18 PM
Thank you for the feedback Chris! I always enjoy working with you and your wife. Enjoy the new home!
JOSH DID EVERYTHING HE COULD TO GET MY VA LOANAND TO GET ME A LOWER ENTEREST RATE.
I SHOULD OF PROBABLE GIVE HIM 5, BUT I DONT GIVE PERFECT SCORES ON SURVEYS THAT OFTEN.
Reply from Joshua McKenzie
June 9th, 2026 10:29 PM
I appreciate the feedback, Paul. Next time we'll get that perfect score. :)
Josh was professional, knowledgeable, & prompt! Using Josh as our lender, we were given in depth education so that we could find the best lending option for our family’s needs. If you’re looking to buy your first home or your next home, I would...
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Reply from Owner
October 23rd, 2025 02:16 PM
Thank you Cierra. I appreciate your feedback and I’m so happy for you and your husband. Enjoy the new home!
Awesome!!! we just bought our first home and is was a smooth experience , even when I got stressed and reached out to Josh he answered my questions amd calmed me down . He made sure that I knew everything that was going on . he would reach...
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Reply from Joshua McKenzie
September 22nd, 2025 06:23 PM
Thank you, Brian! It was my pleasure helping you out. Enjoy your new home!
Strongly recommend Josh at MortgageOne. Helped me along the way with a very friendly and professional manner.
Reply from Owner
February 24th, 2025 09:31 PM
Thank you Ian, it was my pleasure. Enjoy your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.