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Lower - Greenwood Village, CO
Greenwood Village, CO

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
TJ was super friendly, helpful and knowledgable.
Tonya (TJ) was excellent and knew her business. She was friendly yet very professional. She provided us with personal information and advised us as to what to do and what not to do. TJ was everything that one could ask for us.
Tonya was amazing through the whole process. Her and Andie answered any question I had and kept me informed on the process. I would absolutely choose to do this again through Universal Lending.
TJ was incredible attentive throughout this process. She checked in on me regularly prior to us finding a property to get any updates. Her responsiveness was always very quick and professional. I enjoyed working with her very much!
Absolutely loved working with TJ. We were moving to the area from out-of-state and reached out to a few different lenders to see who we best vibed with. TJ is friendly, down to Earth, and knowledgeable. Given the market our search process was...
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Reply from Owner
May 26th, 2022 05:32 PM
Thanks for the kind review, Erin! TJ and our team really enjoyed working with you! We wish you the absolute best in your new home!!
TJ and the team was extremely helpful and answered all and every question with detail and made the loan process very easy!
Home Team Leading makes the whole loan process easier! TJ and the rest of the team are always there to answer all questions and with them you will not be disappointed. They make everything an easy process and will tell you the truth.
Great experience working with TJ. This is our third time working with her. We would not use anyone else. Communication and knowledge is top notch.
Tonya is great, very knowledgeable and responsive. She's a keeper!
T J Jenkins was professional, courteous and kept us informed as we were refinancing our home. Pleasant and easy to work with as we have utilized her experience in purchasing other home before we finally found our forever home. Thank you T J
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.