

Lower Mortgage, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ulysses did everything we needed done in flying colors. Always communicated and kept things moving over elaborate hours to stay on track. Was very helpful and got all our questions answered. Everything worked out great and will continue to...
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Overall a very good experience.
I've got results done in a quick and pleasant manner.
It's always great to work with a team that get the process in a friendly manner.
Most of all what a way to start a New Year
Sincerely
Gilbert Torrez
Ulysses was always there to answer any questions that I had. And explained to me step by step all the process of my refi.
I definitely will recommend him to all my friends and family.
Ulysses was very responsive whenever I had a question and walk me through the whole process. My loan was very detailed as it was a FHA 203k and I felt very comfortable working with Ulysses. Highly recommend him to anyone!
Being a new buyer & Not quite sure of what I can afford, or how it all works, ...Ulysses completely shot down any concerns I had and explained them in terms that even My dogs could understand. He makes a very intimidating time feel seamless...
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Ulysess was very helpful and professional i was always treated with respect and dignity. I would definitely refer NATIONAL to any of my friends and family members. THANKS NATIONAL AND A SPECIAL THANKS TO ULYSESS 👍🏻👍🏻👍🏻
It was a pleasure to do business with him!
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Ulysses is very knowledgeable and highly attentive to the market. He was proactive in letting me know whenever interest rates dropped and how he was updating my loan to help me save as much as possible. I appreciate that he took great care...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.