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Local Bank - Lending - Central Alabama, Tuscaloosa, AL
Local People, Local Decisions, Local Bank
Tuscaloosa, AL

Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
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Reviews from Web
Great job thank you!
Reply from Sommer Lunceford
October 29th, 2025 04:27 PM
I’m pleased to know you’re satisfied with my work, Donna. Thank you for your kind words. If you need any further assistance, please don’t hesitate to reach out.
Summer was freat and made the process so smooth all the way to closing
Reply from Sommer Lunceford
August 29th, 2025 01:25 PM
Cathy, thank you for your kind words. I'm really pleased to know that I could make the process smooth for you all the way to closing. It’s always my goal to provide a seamless experience. If there’s anything else you need or any questions pop...
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Sommer did an excellent job! Friendly and helpful throughout the proces. Highly recommen. We will use Sommer again for our next home purchase or refinanc.
Reply from Sommer Lunceford
August 19th, 2025 06:41 PM
James, thank you for your generous feedback. I'm delighted to hear that you found my assistance both friendly and helpful. Please reach out anytime if you have questions or need further assistance. Your recommendation means a lot to me!
Sommer always does a great job and communication is excellent.
Reply from Sommer Lunceford
August 6th, 2025 02:25 PM
Jason, I really appreciate your feedback. I'm glad to hear you’re satisfied with my work and communication. It's important to me that you feel supported and well-informed throughout the process. If you have any further questions or need assistance,...
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Thanks so mych for your help Somme! You made everything so easy for us!
Reply from Sommer Lunceford
August 6th, 2025 02:08 PM
Thank you! It was a pleasure working with you guys and Welcome to the Local Bank Family!
Ms. Fay gave us hope when starting our home buying journey! She was patient with us getting information, knowledgable, always answered immediately and overall great customer service!
Reply from Fay McLean
August 9th, 2025 09:15 PM
Thank you for your kind words, Amanda. I'm truly pleased to hear that I could provide hope and support during your home buying journey. Having the opportunity to guide you with patience and knowledge is what I strive for in every interaction....
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Sommer was top-notch and this rating is very her. However the loan process was confusing. I got multiple automated emails asking for signatures from various pool accounts that had actual names, but were "no reply." These auto emails were very...
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Reply from Sommer Lunceford
July 23rd, 2025 12:26 AM
Patricia, thank you for your feedback and for recognizing my efforts during the loan process. I’m sorry to hear about the confusion caused by the automated emails. It’s important to me that the process is as clear and straightforward as possible,...
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Working with Justin has consistently been a fantastic experience. He is always professional, prompt, and an invaluable resource to my clients as they navigate one of the biggest journeys of their lives. His patience and diligence have been...
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Great Communication
Sommer was very helpful throughout the entire transaction
Reply from Sommer Lunceford
July 21st, 2025 02:54 AM
Madison, thank you for your kind words. I'm glad to hear that you found my help valuable during the transaction. It's always my goal to be supportive and make the process as smooth as possible. If there's anything more I can do for you, please...
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
Member FDIC | Equal Housing Lender | Inst. NMLS#826648