Flat Branch Home Loans, Liberty, MO
Liberty, MO
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I have nothing but great things to say about Saul and the entire Prime Lending team. We were purchasing our first house and we were doing it from overseas, so the time change could have been a huge challenge, but everyone worked with us to...
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Reply from Owner
May 29th, 2026 12:00 AM
Thank you so much for sharing this testimonial! It was truly a pleasure helping you navigate your first home purchase—especially from overseas. We know that time zone differences can add an extra layer of complexity, so we’re glad we could...
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Saul and team really knocked it out of the park during this hard time trying to buy a house. They went above and beyond helping get into the best place for us. Attention to detail and follow up was awesome.
Reply from Owner
May 29th, 2026 12:00 AM
We’re incredibly grateful for your thoughtful feedback! It was truly a pleasure working with you during such an important time. We know how challenging the homebuying process can be, especially in a competitive market, and we’re honored that...
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Getting approved for my first mortgage was so easy thanks to Tray and his team. Any questions I had they were more than kind, quick, and patient to answer. They made this process so easy with no stress at all! Would recommend to any of my friends...
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Reply from Tray Harkins
June 4th, 2026 03:15 PM
Madeline, I'm thankful to hear that your first mortgage approval was an easy and stress-free experience. I appreciate your kind words about my team, and it's great to know you'd recommend us to friends and family. If you have any more questions...
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We had an excellent experience working with Saul for both our home purchase and refinancing 10 months later. He was professional, responsive, and highly knowledgeable throughout each process. Saul kept us informed every step of the way, ensured...
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Reply from Owner
May 11th, 2026 12:00 AM
Emery, Thank you so much—we really appreciate you taking the time to share this! It was awesome getting to work with you not just once, but twice. I’m so glad everything felt smooth and stress-free along the way—that’s always the goal. I really...
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tray and the whole experience was easy and quick. great co.
Reply from Tray Harkins
May 12th, 2026 03:52 PM
Timothy, I'm grateful to hear that you found the experience easy and quick. It's great to know you think highly of Flat Branch Home Loans. If you ever need anything else, feel free to contact me.
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It was a very smooth process , very stress free
Reply from Tray Harkins
May 11th, 2026 08:38 PM
Darius, I'm pleased to hear that the process was smooth and stress-free for you. If you ever need assistance in the future, feel free to reach out.
I came across Saul as a recommendation from my real estate agent and couldn't have been more happier with the process! He was super helpful during my first home purchase and would recommend his services 10/10! Thank you, Saul!
Reply from Owner
April 30th, 2026 12:00 AM
Sean - I sincerely appreciate you taking the time to share your experience. It was a pleasure assisting you with your first home purchase, and I’m glad to hear the process was a positive one. Thank you for your trust and recommendation—it truly...
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I’m so very very happy with the support in Saul and his team. I have been single for many years and thought apt living was the way to go. But, as everyone knows apt rentals are outrageous anymore and a mortgage was more affordable. I’m so please...
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Reply from Owner
April 29th, 2026 12:00 AM
Thank you so much for your kind words! It truly means a lot to me and the entire team to have been part of this journey with you. We know how overwhelming the transition from renting to homeownership can feel—especially after many years—and...
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This was a long process but over all we got it done and that was me and my wife's main goal tray answered all our questions and was there to get things done so we appreciate tray and his team for all the hard work and getting things done.
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Reply from Tray Harkins
May 4th, 2026 12:49 PM
Joshua, I'm glad to hear that you and your wife achieved your main goal. I appreciate your kind words about my efforts and the support from my team. If there's anything more I can do for you, please don't hesitate to reach out.
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149