Flat Branch Home Loans, Liberty, MO
Liberty, MO
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Scott is on top of his game. He made sure to go above and beyond keeping me informed and up to date. Couldn’t of asked for a smoother experience would highly recommend to anyone buying a home in Mo
Saul was Knowledgeable and instrumental in guiding us through the process and answering all questions with transparency! He and his team stayed in contact with us consistently through the entire process, even follow up after.
Reply from Owner
August 4th, 2026 12:00 AM
Autumn - Thanks so much for the kind review! It was great working with you. I'm happy we were able to answer your questions, keep you updated along the way, and make the process a positive experience. We truly appreciate your trust and look...
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Tray was quick to engage and efficient in processes. Never had a better experience!
Reply from Tray Harkins
August 7th, 2026 02:50 PM
Bryan, I'm grateful to hear that you found my engagement and efficiency impressive. It's wonderful to know you had such a positive experience. Thank you for your kind words! If there's anything else I can assist with, please feel free to reach...
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Tray was excellent to work with and always on top of everything that needed to be done.
Reply from Tray Harkins
July 27th, 2026 01:38 PM
Joshua, I'm pleased to hear that you found it excellent working with me and felt confident that everything was handled efficiently. Thank you for your kind feedback! If you have any further questions or need assistance, feel free to reach out....
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He was great, make the process very easy, quickly replied to questions
Reply from Tray Harkins
July 17th, 2026 08:06 PM
Ethan, I'm happy to hear that you found the process easy and appreciated the quick responses. Thank you for sharing your experience! If there's anything more I can help with, just let me know.
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Tray was wonderful !!
Reply from Tray Harkins
July 16th, 2026 03:24 PM
Joyce, I'm glad to hear you had a wonderful experience working with me. Thank you for your kind words! If there's anything more I can assist you with, please feel free to let me know.
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The only thing was Tray didn't tell me about the $6450 VA fee. I found out from paperwork after the process was already in
Reply from Tray Harkins
June 29th, 2026 06:49 PM
Michael, I appreciate you bringing this to my attention. I'm sorry for any oversight regarding the VA fee information. Please reach out to me directly so we can discuss this further and ensure all your questions are addressed.
I work with lenders everyday which is why I choose to go with Saul & his team when it came to a personal transaction. They are helpful, responsive and have great follow through. I recommend them all the time!
Reply from Owner
June 15th, 2026 12:00 AM
Jasa - this means the world to me/my team! Helping you guys with your purchase was special, we hope you are loving your new place!
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Very professional and quick to respond.
Reply from Tray Harkins
June 18th, 2026 03:16 PM
Deborah, I'm pleased to know you found my service professional and prompt. If you have any more questions or need assistance, feel free to reach out.
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Always very helpful and very easy to reach
Reply from Tray Harkins
June 15th, 2026 05:03 PM
Andrew, I appreciate your kind words about my availability and helpfulness. I'm glad to hear that reaching me has been easy for you. If there's anything else you need, don't hesitate to get in touch.
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149