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Flat Branch Home Loans - Fort Collins, CO
Fort Collins, CO
Based in Fort Collins, we are located on E Horsetooth Dr. As members of the community, our team of loan officers work towards providing an easy and efficient process of finding your dream home. We understand the journey of home-buying is mo... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Shelley and her team are great communicators! They made it clear to me what was needed and the process was smooth and efficient.
Reply from Shelley Rhoades
August 17th, 2026 01:56 PM
Marvin, I'm pleased to hear that you found our communication clear and the process smooth and efficient. Thank you for your kind feedback.
Shelley and her team (Krista) were so patient when dealing with me getting documents to them. I was living in WA but buying here in CO, and the distance was not a problem. They walked me through what all needed to be done and kept me on task....
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Reply from Shelley Rhoades
August 10th, 2026 08:28 PM
Brooke, I'm grateful for your kind words and pleased to know that my team and I could assist you with the transition from WA to CO smoothly. It's great to hear that our guidance and explanations were helpful throughout the process. Thank you...
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Shelley Roades and team provided the easiest and most professional loan experience I have had in over 10 transactions in my life. Thoughtful info requests were not out of bounds and the communication was very trustworthy and thorough while...
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Reply from Shelley Rhoades
August 7th, 2026 04:47 PM
Tracy, I'm grateful for your kind words and pleased to hear that you found the loan experience with my team to be the easiest and most professional you've had. It's wonderful to know our communication and approach met your expectations. Thank...
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Shelley was very communicative and made the whole process easy and straightforward
Reply from Shelley Rhoades
August 7th, 2026 01:50 PM
Lillian, I'm glad to hear that my communication helped make the process easy and straightforward for you. Thank you for your kind words and for trusting me with your home loan needs!
Have worked with Shelley's team multiple times and it always works out without issue
Reply from Shelley Rhoades
August 4th, 2026 02:28 PM
Robert, I'm pleased to hear that working with my team has consistently been a smooth experience for you. Thank you for your trust and for choosing us multiple times for your home loan needs!
This is our third experience with Shelley over 10 years! Shelley and her team are amazing, they are quick to communicate, and make everything as smooth and easy as possible. Thank you!
Reply from Shelley Rhoades
July 30th, 2026 03:16 PM
Nicole, I'm grateful for your continued trust over the years and pleased to know that my team and I could make the process smooth and easy for you once again. Thank you for your kind words and for choosing us for your home loan needs!
Shelley was very thorough throughout the entire process, and was quick to answer any questions or concerns we had along the way. She made everything smooth and stress free for which we are very thankful!
Reply from Shelley Rhoades
July 13th, 2026 07:44 PM
David, I appreciate your kind words and am glad to hear that I could make the process smooth and stress-free for you. It's great to know that my thoroughness and prompt responses were helpful. Thank you for choosing me for your home loan needs!...
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Shelley and her team were in constant contact with me! If I had a question they were right on it!! Thank you SO much for your help!!
Reply from Shelley Rhoades
July 6th, 2026 04:02 PM
Kari, I appreciate your kind words and am happy to know that my team and I could be in constant contact with you. It's great to hear that we were able to promptly address your questions. Thank you for trusting us with your home loan process!...
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This was our first time buying a house and at no time did we have to wonder, well why are they asking for this or why do we need to get xyz.. Everything was explained to us the entire way from applying to final approval
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Reply from Shelley Rhoades
July 3rd, 2026 08:40 PM
I'm pleased to hear that everything was clearly explained throughout your home-buying journey, Mark. It's great to know that you felt informed from application to final approval. If you have any more questions or need further assistance, feel...
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Shelley and her team were absolutely amazing to work with! This was our first time buying a home and they made this process so easy and stress free. They walked through each step of the process with us and made sure all of our questions were...
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Reply from Shelley Rhoades
June 25th, 2026 03:20 PM
Thank you for sharing your experience, Abigayle. I'm grateful to hear that my team and I could make your first home-buying process easy and stress-free. If you have any more questions or need further assistance, please feel free to reach out....
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About
Based in Fort Collins, we are located on E Horsetooth Dr. As members of the community, our team of loan officers work towards providing an easy and efficient process of finding your dream home. We understand the journey of home-buying is more than a financial commitment, it’s a integral step toward a future of success for you and your family. Ready to start the process of buying your new home? Head over to our Fort Collins, CO location where we will provide you with your reliable, customer-oriented local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Mountain Standard Time (MST)
Disclaimer
NMLS# 224149