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Envoy Mortgage - Houston II Branch, Oak Harbor, WA

Oak Harbor, WA

4.9

(167)

Mortgage

Mortgage Loan Officer

Contact Info

(360) 639-4778

Oak Harbor, WA

https://www.envoymortgage.com/

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.9

(167)

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Experience.com

4.9

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Carl and his team made the entire mortgage experience easy and stress free. Everyone was in constant contact and we were kept aware of every step along the way to a trouble free close. Highly recommend!

Reply from Carl Amerine

May 18th, 2026 08:12 PM

Thanks Rhonda! Appreciate the opportunity to help!

Timely, thorough

Reply from Carl Amerine

May 13th, 2026 01:16 PM

Thanks James! Hope you love the home!

Carl was professional and kind throughout the process. Addressed any questions a had and made it a smooth home buying experience.

Reply from Carl Amerine

May 6th, 2026 06:15 PM

Thanks Jessica! Hope you love the home!

Being in the military for the last 15 years, I had always lived in government housing. Buying my first home was a breeze with Carl and Envoy Mortgage. Carl and his team were available to every question I had and ensured I understood the answers...

Reply from Carl Amerine

May 5th, 2026 04:42 PM

Thanks so much Chris! Appreciate the chance to help! Congrats and enjoy the home!

Carl and team made the whole process as a first time home buyer very streamlined and clear they answered all of my questions and made a fast closing! Can't recommend him and his team enough!

Reply from Carl Amerine

May 1st, 2026 03:05 PM

Matthew, I appreciate your kind words. I'm glad to hear that we could make your first-time home buying experience streamlined and clear. It's great to know that all your questions were answered and the closing process was swift. Thank you for...

Carl was so responsive and informative throughout the entire process. He really took the stress out of the process and made sure everything was taken care of.

Reply from Carl Amerine

April 19th, 2026 06:37 PM

Thanks Arryn! Hope you love the home!

The whole team were always there to answer my questions, no matter how many I had. I was worried about the whole process but immediately told me that was their job. Their process was very simple with everything required spelled out.

Reply from Carl Amerine

April 19th, 2026 06:38 PM

Thanks so much! hope you love the home!

Carl & his great team are awesome!

Reply from Carl Amerine

April 2nd, 2026 04:04 PM

Thanks Jim! Appreciate the opportunity to help!

Everyone on the team worked very quickly to get everything working well, even when closing got moved up they were able to get it done quickly on a shorter schedule.

Reply from Carl Amerine

April 2nd, 2026 04:04 PM

Thanks Sean! Hope you love the home!

Carl was great. and responsive. Staff was not as responsive but still good.My comment may be significant to me only, but I prefer a more hands on approach instead of doing everything through a portal. I feel like I would have had time to ask...

Reply from Carl Amerine

April 2nd, 2026 04:05 PM

Hi Celina! Thanks for the feedback! Hope you love the home!

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About

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

CONVENTIONAL LOANS

FHA LOANS

DSCR LOANS

VA LOANS

JUMBO LOANS