
Decatur, GA
Decatur, GA

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ashley and her team were very helpful with answering our questions thoroughly and in a timely manner. With us being first time home buyers, they all made sure we understood every step of the process.
Ashley Rustom, and Andrea are the most amazing ladies in the world, they deserve a raise!
You y'all are so friendly and helpful. Any questions I had, you made sure you had the answers. The service was quick and easy, and that's what I like.
My proscess went very fast, everything was handle very professionally! I would recommend Element funding to anyone ready to purchase a home. I was so pleased and happy.
Absolutely amamzing. The process was seamless and fast.
Ashley and her team kept every promise they made! The timeline we were quoted was followed to perfection and we received personal communication every step of the way! The professionalism and dedication we received from this team was amazing!...
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Ashley makes the process of buying a home easy! She was there every step of the way answering all of our questions. She is professional and kind! We love Ashely and wouldn’t use anyone else!
Very Helpful and patience throughout my entire home buying process. The closing was quick and stress free.
As a homeowner himself and in the mortgage business, Tim understood the time and effort spent going through the process of purchasing a home. He did everything he could to make it as easy as possible to reach my dream of owning a home.
EVERYONE ON ASHLEY'S TEAM WAS FRIENDLY AND KNOWLEDGEABLE. THE ENTIRE PROCESS WAS SIMPLE AND INFORMATION WAS ACCURATE AND PROMPT.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.