Decatur, GA
Decatur, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
A few less people to communicate with. Overall everyone was kind ,professional,
for
Decatur
The entire element funding team did a fantastic job with our loan process. Kudos to the Element Funding team Andrea Ragan, Ashley Ruston and Jade Pierson!!.. Everyone involved had a role on the success of the completion of the loan. I would...
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Ashley and her entire team helped me with any and all ways possible during a very trying and scary time in my life. Their expertise and excellent advice throughout this process was unmatched. I took a chance when I contacted Ashley because...
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Asley was always accessible including on the weekends. She never seemed frustrated when I would call with questions, even if it was the same question I had asked previously. Ashley and her team are Awesome.
for
Decatur
Decatur has received a review with 5 star rating from T G
Ashley is the astute professional. She answered all of the questions I had and even took my calls/texts morning, noon and even on her off duty hours in the evening. Ashley demonstrated superior customer relations skills which is a rare find...
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I was so nervous and frantic about the whole homebuying process , Ashley and her team answered every question, phone call and email. My home buying experience was a breeze with Ashely team, I will recommend them to anyone!
Thanks Ashley
Sending out a big thank you to Ashley and her staff for a fast, simple refi! The whole process was very transparent and I was able to close much sooner than I originally anticipated. Ashley and her staff were extremely professional and always...
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Outstanding Professionalism, Very informative answered very question in a timely manner and very personable
Ashley and her team were fantastic to work with. We had a tight deadline for closing, and they were always one step ahead so we could close on time. I could not have asked for better service.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.