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Decatur in Decatur, GA

Decatur, GA

Decatur, GA
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Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
93%
4 Star
6%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
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    Melissa A
    Gainesville, GA
    Posted on April 10th, 2019 01:08 PM
    The process was amazingly easy because of Theresa’s great communication. I always knew what to expect and was guided every step of the way !
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    Megan H
    Monticello, GA
    Posted on April 10th, 2019 02:03 AM
    Ashley and her team make the whole buying process so much easier! This is the second home loan she has done for me and would use her again!!
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    Troy H
    Ellenwood, GA
    Posted on April 3rd, 2019 07:48 PM
    Theresa went over and beyond to help me with my home purchase. It was such a wonder pleasure to work with Theresa.
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    Sharew M
    Norcross, GA
    Posted on March 28th, 2019 09:18 AM
    Everyone was halp full that's was a good experience so that's is why I will refer a friend!!
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    Rodney C
    Columbus, GA
    Posted on March 26th, 2019 10:33 AM
    Your service and your politeness
  • M
    Margaret L
    Covington, GA
    Posted on March 21st, 2019 08:38 PM
    A lots of communication between mortgage agency and myself. They were very friendly and very helpful during this takeover. I'm very please with all of the agents services.
  • A
    Alf R
    Conyers, GA
    Posted on March 16th, 2019 12:18 PM
    Working with Ashley Rustom and Andrea Ragan was a breeze. They are informative, helpful, and very efficient. They make the loan process as simple and easy. They are highly accessible and are lightning quick to respond to questions and concerns....
    read more
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    Carl C
    Dawsonville, GA
    Posted on March 9th, 2019 04:08 PM
    Ashley and her team are extremely helpful, knowledgeable, and professional. It was a privilege to have them on my side for my first home buying experience!
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    Decatur
    google
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    Marilyn B
    Posted on March 6th, 2019 12:00 AM
    Element Funding is one of the most informative companies that I have dealt with in a long time. My questions were always answered, phones call always returned, and emails always responded to if not the same day the next business day. They helped...
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    Melanie A
    Hiram, GA
    Posted on March 5th, 2019 04:54 PM
    My experience with Ashley and her team at Element Funding was OUTSTANDING!!! This was the easiest and best home buying experience we ever had.. Ashley and her Team was with us every step of the way and were professional and extremely pleasant...
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    About
    Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.” Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.