Decatur, GA
Decatur, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
You all were very efficient,And great with updates..
The transaction had some road bumps, but overall was smooth. Questions were answered in a timely manner when asked to the lender. Staff was knowledgeable and friendly. I would definitely recommend them to families and friend when received the...
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Buying a home is STRESSFUL! But Ashley Rustom, Andrea Ragan and the team at Element Funding made this process so smooth! From the beginning phase of getting qualified to closing, the assistance, understanding and guidance was amazing! This...
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for
Decatur
I was not a client of Element. I was a seller. They missed the targeted closing date by 17 days. They said everything was on track a week before closing, they lied. They hadn’t even ordered the appraisal yet. It was finally ordered a few days...
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Everything went good, communication could of been a little better.
Everything went smooth. I loved that all documents that were needed could be uploaded and also the quick response to every email/call made.
Throughout this whole process any concern or question I had was answered or resolved quickly. Ashley and her team are wonderful!
she has been great n her coworker is jus as awesome as ever. very knowledgleble n pleasant
Ashley and her team made this whole experience pleasant and easy for us! Their communication was great and their response to all of my questions was almost immediate! We highly recommend her for new home purchase or refinancing...we’ve used...
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We were purchasing a second home. Ashley, Rachel, Andrea, and the rest of her team made the extremely stressful process of securing a mortgage flow through almost seamlessly. They were all in contact with us the entire time and gave us creative...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.