Decatur, GA
Decatur, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Decatur
Element home loans is the best, they made my dream comes to reality, very transparent, good customer relations and very lovely team. Ashley and Andrea are very good team to work with, they make sure I understand every stages, . I would recommend...
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Everyone at Element Home Loans were very helpful. They kept me informed of every step and where available to answer questions. The closing was quick and painless with their help.
Ashley was a great loan originator. She always kept me updated and stayed on top of everything.
Ashley, Andrea, and Jade made my refinance an easy process by doing everything online or via email. This was a great process for me because I didn’t have to take time from work to complete any task.
They were very competent and communitive!!!!!
It’s wonderful working with Ashley and her team. They are always responsive and get the job done!
Everyone was helpful, always responded to my question in a timely manner. They was great at keep me updated on my process. Thank you to Ashley Rustom, Jessica Britt, and Andrea Ragan.
Great overall!
My experience with Element Home Loans was very pleasant. The communication could have been a little better with Ashley, but I really enjoyed speaking with her assistant, Andrea. Andrea has a very bubbly and nice personality that is needed throughout...
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Element Loan was super great and responsive they get back to you very quickly. My whole team of lenders were awesome. Ashley Rustom. Andrea Ragan, and Devyn Streets you guys rock.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.