Davidson, NC
Davidson, NC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Steve Kinzler and his team were great to work with. They really care about helping you through the whole process.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you so much!
Steve was very helpful in the loan process. He assured me that I would not be alone in this process and that meant a lot. Everyone I worked with was extremely friendly and I felt like they truly had my best interest at heart.
The great customer service. Every time I had a question Steve and his team were always ready to help.
You took the time to go over all my questions to make sure I understood. The only thing I would recommend is to over preparation for the closing in regards to a checklist for what the lawyer will need a week in advance. Like signed docs, wire...
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If your looking for a smooth journey ! Please please please contact element funding ! No gimmick no telemarketing ! I’mSerious this has been the best experience for becoming a first time homeowner ! Their team is fabulous ! And I’m overly satisfied...
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Reply from Owner
January 9th, 2026 10:02 AM
Thank you so much!
for
Davidson
If your looking for a smooth journey ! Please please please contact element funding ! No gimmick no telemarketing ! I’mSerious this has been the best experience for becoming a first time homeowner ! Their team is fabulous ! And I’m overly satisfied...
read more
Reply from Owner
January 26th, 2026 12:00 AM
Thank you so much!
ive heard so many horror stories about going through the process of becoming a homeowner! let me tell you element funding was tailored just for me and im so overwhelmed on how grateful i am for them ! thank you so mucb for this peaceful process...
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Tommy Bush is always available for me whenever I have questions. He is very professional, very informative and his team is simply the best!
Wonderful, knowledgeable and professional people to work with. Will keep you up to date on everything you need to do.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you so much!
From the very first contact, Steve was so pleasant. He told me exactly how to begin the process and kept me advised and up to date on what to do or what to expect next. He always had time for my calls. Steve is such a down to earth guy yet...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.