Davidson, NC
Davidson, NC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My loan process was a little more complicated than most, but Ronnie and his team were extremely patient and helpful the entire time. He went above and beyond to ensure everything was completed on time so I could close before the holidays. I...
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Everyone I dealt with at Element was helpful. My only negative comment is the underwriters kept coming back for additional information. It would have been nice if they could have provided a list of everything they needed in the beginning instead...
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Staying on top of the details
I can't even begin to say what a wonderful experience I had with Element Funding from the very first contact with Steve Kinzler his support and advice, his guidance through it all. The amazing staff Marlene Pena and Mary Koviak were Great and...
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Quick response, regular updates, clear information
Q
East to work with
Ronnie was very professional and stay in communication with me all through the process. I felt very comfortable in his knowledge of the process. He and the team were great and would refer all my friends and co-worker's to Element Funding. Ronnie...
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We has a great experience working with Ronnie - we found him to be very personable, professional and responsive.
My experience with Mr. Graham abs Element Funding has been an overall joy. He handled me with patience and grace, and was literally there any tune of day; I never felt neglected.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.