Davidson, NC
Davidson, NC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Elizabeth and her team are friendly, patient and committed to excellent communication. They walked me through each step of the mortgage application process and helped me navigate the documentation requirements. This is the 5th time I have participated...
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Always appreciate when Steve reaches out, especially when it results in saving thousands on my mortgage payments! The loan process was stress-free, organized and efficient. Thanks for helping me help myself, Steve!!
Brad and his team were top notch in handling our re-finance.
Excellent service, advise, support and actions. Thank you.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you so much!
Excellent service, advise, support and actions. Thank you.
Bradley Roche at Element Home Loans has received a review with 5 star rating from Megan C
Reply from Owner
January 9th, 2026 10:01 AM
Thank you Megan!
I just love working with Brad. His team is so efficient, kind, and move through the process very rapidly. There are only a few places or people that I tell everyone about because they are that amazing, Disney World, my photography wedding album...
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quick and seamless...
While buying our home, Steve and his team made it a priority to answer our questions. They responded quickly and made sure we fully understood every step. Their personal attention and made the process go smoothly. They went above and beyond....
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The process seemed to get delayed frequently due to incomplete or unclear specifications on exactly what was needed. I would suggest being very specific when requesting information. Ex. Needing copies of bank statements, etc., then sending...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.