
Davidson, NC
Davidson, NC

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thank you so much for making the process quick and easy for us! It couldn’t of gone smoother!
I’ve worked with Tommy, Angela and team a number of times and they always deliver!
The differences in "loan estimate" to final disclosure was dramatically different. A possible 3.25 rate evolved into a 3.5 that cost an additional $2400. We are not upset just disappointed. Something that started out as a great opportunity...
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This was my first experience with a mortgage and I had many questions along the way. Steve patiently answered all of my questions and helped me understand just what I was signing at closing. His response time to questions was very prompt; many...
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Timely responses and details provided
Steve's response time to answer questions is amazingly prompt. I usually had my answer within minutes to a few hours. He patiently answered my many questions related to refinancing, since there was a lot of information I'd never had to process...
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The team went above and beyond to get the job done.
My advisor, Steve Kinzler, was very attentive and kept me updated on everything I needed to know to complete the refinancing of my home. This was my first mortgage application and Steve patiently answered all my questions throughout the process....
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Communicates well and was on top of things from start to finish . Would recommend to anyone ! Thanks Brad and Angela
A great team, Experience Depth is apparent And will work hard for your best case results!
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.