Davidson, NC
Davidson, NC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication. I was not happy that you signed me up for points without talking to me. I also wasn't happy that we walked into closing with not seeing the final paperwork. Good things. We were asked most of the main questions right off the...
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If you're looking for a mortgage team who's on top of it and communicates better than any other, look no further!
Reply from Owner
January 9th, 2026 10:01 AM
Thank you Chris
The communication was fantastic!
The people that I work with, made it easy to get this accomplished. Steve Kinzler went to work right away in guiding me through the process. Angela Roche took over and she kept me updated on the progression and was prompt in the completion...
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The team at Element funding provided excellent support, customer service, and guidance throughout the entire mortgage loan process. Their experience and expertise in the industry was very helpful in ensuring the loan requirements, and all the...
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The Brad Roche Group has handled multiple mortgages and refinances for us over the years. They are great to work with and make the whole process very simple!
This was our first home purchase. I was really worried about the finance process.Brad's team took "Customer service" and made it into a "Customer relationship" from start to finish. The communication was excellent! We greatly appreciated all...
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Easy portal for uploading docs. Staff was quick to respond and made things extremely simple. No drama refi!
Brad and Angela are tremendous people. We have done several loans with them and they make sure the process runs as smooth as it can. Getting mortgages sometimes isn't easy and I am thankful to have them advocating for my family.
Reply from Owner
February 10th, 2021 12:52 AM
Thank you! Our pleasure
Good experience
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.