Davidson, NC
Davidson, NC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Matthew Pawlowski | Loan Officer | Element Funding
Smooth transaction. Easy to upload documents.
Bradley Roche at Element Home Loans has received a review with 5 star rating from Jeff B
Reply from Owner
January 9th, 2026 10:01 AM
Thank you Jeff!
On top of things and always available
Reply from Brad Roche Group
January 27th, 2022 09:04 PM
thanks Jeffrey it was a pleasure to work with you!
Great communication and professionalism. No issues during the entire transaction.
Melanie & Kiki worked tirelessly to get our loan approved on time for our closing. Communication was great and they were . Thank you Brad with Element Funding and especially Kiki and Melanie for your handwork.
Reply from Brad Roche Group
January 27th, 2022 09:04 PM
AWesome to have worked with you and thank you for the review!
The process was faster than expected the team was nice
Reply from Brad Roche Group
January 27th, 2022 09:05 PM
Thank you!
for
Matthew Pawlowski | Loan Officer | Element Funding
Rep was not knowledgeable and required buyer to check all of his work and press him to update pertinent information. Inaccurate disclosures. Unable to read basic bank statements for verification and rarely had a confident answer to questions...
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It was great because Marlene and Brad were there every time I needed a question. Both very nice and did really well throughout the entire process. They worked with me and were very flexible. Great people to work with!
Reply from Brad Roche Group
January 27th, 2022 09:05 PM
So glad to have helped!
Quick communications. Easy online process.
Brad and his team are true Mortgage experts. As a repeat client I can say with confidence this group is exceptionally equipped to make the loan process simplistic, and well executed. They have proven to go above and beyond from beginning to...
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Reply from Brad Roche Group
January 27th, 2022 09:05 PM
Thank you so much! it was awesome working with you Daniel
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.