
Cornerstone First Mortgage - San Diego, CA
San Diego, CA

LET’S GET YOU INTO YOUR DREAM HOMEIt’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak wi... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Tom was super helpful throughout my entire refinancing process. I worked with 2 other brokers prior to working with Tom (one on my initial home purchase, and one on an attempt at refinancing). It was refreshing how easy it was to work with...
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Reply from Owner
June 1st, 2017 10:05 PM
Sean, thanks for the kind words. Your situation was pretty unique; glad we found a solution that help you out.
Tom returned my first call while returning from his vacation on a Sunday afternoon. After that first chat, I decided to apply for a refi on my home. It was very easy to apply, to submit required documents and I was kept of apprised of my loan's...
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Reply from Owner
June 1st, 2017 10:03 PM
Jennifer, I am so happy you were pleased with my services. We really got you in a great position to lower your mortgage rates and monthly payments. Thanks for being a client.
This was our first home and it required a quick close. Tom and team met all of their deadlines and took the time to explain things as they came up during the process. Given the competitive market in SF they had the experience and knowledge...
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Reply from Owner
May 13th, 2016 12:24 AM
Thanks Rob! You guys were great to work with as well. I love it when a plan comes together!
As a first time home-buyer, I was very pleased with the level of support provided by Tom and his team. It was, at times (and as expected), chaotic, but I was able to make it through closing successfully with the help of Tom. I learned a lot...
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Reply from Owner
February 22nd, 2016 11:49 PM
Stephen, congrats again on your new home. I appreciate having you as a client and am pleased that you were happy with everything.
I came to Tom with a short timeline and a rather complex situation; and he stepped up, understood what was needed and got the deal done on schedule and with a great rate. Apart from that he's also a really nice guy and easy to work with. Thanks...
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Reply from Owner
February 22nd, 2016 11:51 PM
Hi Alex,
You were great to work with and I appreciate your kind words. Very happy I was able to help. Thanks again!
I couldn't be happier with the service and experience I had working with Tom. We first came to work with him when our original mortgage broker told us at the last minute that she couldn't handle the property we were offering on as it was a...
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I was very impressed with Tom Banducci at Guaranteed Rate SF. I brought him a difficult loan situation and he handled it in a highly professional manner. His prompt responses to phone calls and emails were much appreciated. I look forward to...
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I had a great experience working with Guaranteed Rate company and specifically with Tom Banducci. Huge thanks for extra care he took to ensure the process went smoothly to complete the loan on a offer with very short terms. I would work with...
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Very professional and thorough. Tom was very knowledgeable in the condo conversion re-finance process. I would highly recommend him.
Tom Rocks! I really can't imagine someone being better at this job than Tom. I could go on and on, but he has answers that are accurate and professional much faster than anybody else that I've worked with and I've worked with 5 different brokers...
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Reply from Owner
May 1st, 2026 06:38 PM
Wow! Thanks Aaron. I'm really please that you were happy. Finding the right path for a client is so important; thanks for trusting me to shepherd you through your recent home purchase.
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About
LET’S GET YOU INTO YOUR DREAM HOMEIt’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Pacific Standard Time (PST)
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© 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.