Flat Branch Home Loans - Columbia, MO - RE AW Smith's Cover Image
Flat Branch Home Loans - Columbia, MO - RE AW Smith in Columbia, MO

Flat Branch Home Loans - Columbia, MO - RE AW...

Columbia, MO
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Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
93%
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Reviews from Web
  • T
    TJ T
    HALLSVILLE, MO
    Posted on July 14th, 2025 12:43 PM
    Heather and her team are knowledgeable, professional, and a complete joy to work with.
    Reply from Heather Martin
    July 14th, 2025 04:32 PM
    Thank you, TJ, for your wonderful feedback. I’m delighted to know that you found the experience both professional and enjoyable. It's important to me to provide knowledgeable and supportive service, and I'm glad that came through. If there's...
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  • J
    Jodie P
    MOBERLY, MO
    Posted on July 13th, 2025 01:29 AM
    My clients LOVE Heather! And since I referred them, it gives them another reason to love ME! She's so knowledgeable and good at what she does!
    Reply from Heather Martin
    July 14th, 2025 04:32 PM
    Thank you, Jodie, for sharing such positive feedback! I'm thrilled to hear that your clients had a wonderful experience and that my work made them happy. It's rewarding to know my efforts are appreciated and contribute positively to your referrals....
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  • G
    Gina L H
    HALLSVILLE, MO
    Posted on July 11th, 2025 04:18 PM
    Heather and her team went above and beyond during this entire process. I would highly recommend Heather to anyone looking to purchase or refinance .
    Reply from Heather Martin
    July 14th, 2025 04:34 PM
    Thank you, Gina, for your kind words and recommendation. I'm so glad to hear that you felt supported throughout the process. Going above and beyond for my clients is always my goal, and knowing that it made a difference for you is incredibly...
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  • T
    Treven M
    KIRKSVILLE, MO
    Posted on July 11th, 2025 03:17 PM
    Heather was great! Her and her assistants always answered our questions!
    Reply from Heather Martin
    July 14th, 2025 04:35 PM
    Thank you, Treven, for your kind words. I'm so pleased to hear that you felt supported and your questions were answered promptly by myself and my assistants. Ensuring that you have a smooth experience is a top priority for me. If there's anything...
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  • D
    Deborah S R
    MOBERLY, MO
    Posted on July 10th, 2025 12:54 AM
    A month from looking at the house, it became my home. I really thought that I would have trouble getting a home loan, because of my Chapter 13 Bankruptcy, but Flat Branch took a chance on me, and I really appreciate them. THANK YOU.
    Reply from Heather Martin
    July 10th, 2025 01:12 AM
    I'm so glad to hear that you were able to move into your new home so quickly, Deborah. Your journey to homeownership is truly inspiring, and I'm pleased that Flat Branch could play a part in making it happen despite the challenges. Thank you...
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  • M
    Michelle S
    MOBERLY, MO
    Posted on July 7th, 2025 06:56 PM
    Heather was able to move our closing date up to accomodate the buyer's needs and get us successfully to the closing table despite a bit of chaos thrown her way. She was always on her game!
    Reply from Heather Martin
    July 7th, 2025 07:00 PM
    I'm thrilled to hear that we were able to accommodate the buyer's needs and successfully move your closing date. It was a pleasure working with you, and I appreciate your acknowledgment of the effort involved. Thank you for your kind words!
  • J
    Jeffrey S
    HUNTSVILLE, MO
    Posted on July 6th, 2025 11:24 PM
    house of my dreams at an affordable rate
    Reply from Heather Martin
    July 7th, 2025 01:02 PM
    I'm thrilled to hear that you found the house of your dreams at an affordable rate, Jeffrey. It was a pleasure assisting you through the process. Thank you for choosing Flat Branch Home Loans.
  • D
    Dustin R W
    MOBERLY, MO
    Posted on July 3rd, 2025 02:38 AM
    Very good whenever we needed advice or more info, great at keeping us up to date on the process. Closing got a little chaotic but I think it was the title company in Moberly that was busier than usual at the time. We would've preferred a company...
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    Reply from Heather Martin
    July 7th, 2025 01:03 PM
    I'm glad to hear that you found the process well-informed and appreciated the updates. I understand the inconvenience with the title company's location and the hectic closing. Your feedback is valuable, and I'm pleased that overall, the experience...
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  • R
    Ryan M F
    KIRKSVILLE, MO
    Posted on June 30th, 2025 07:48 PM
    If you're not working with Heather on your home loan, you're doing it wrong. We have used Heather for 2 home loans now and could not recommend her more! She goes above and beyond in every way possible, and is the gold standard for what you...
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    Reply from Heather Martin
    June 30th, 2025 07:52 PM
    I'm thrilled to hear about your positive experience with your home loans. It has been a pleasure assisting you, and I truly appreciate your recommendation and kind words. Thank you for your continued trust in my services!
  • M
    Madalyn D F
    KIRKSVILLE, MO
    Posted on June 30th, 2025 02:37 PM
    Heather always responded so quickly to any questions we had. She was very knowledgable about the entire home buying process and explained things very clearly. She is genuinely excited for her customers and makes the whole experience as fun...
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    Reply from Heather Martin
    June 30th, 2025 02:40 PM
    I'm thrilled to hear that you had such a positive experience with the home buying process. It was a pleasure assisting you, and I'm glad I could help make the journey enjoyable and clear. Thank you for your kind words and for choosing Flat...
    read more
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    About
    Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149