

Flat Branch Home Loans - Columbia, MO - RE AW...
Columbia, MO

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather was awesome! She helped me navigate through everything with ease, especially when my insurance before said they would not cover what I needed. Heather also made sure that I understood everything that was going on, for instance when...
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Reply from Heather Martin
January 5th, 2026 02:45 PM
Gannon, I appreciate your thoughtful review. It was my pleasure to assist you and ensure that everything was clear and aligned with your needs, especially under challenging circumstances with your insurance. Working around your schedule was...
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My client and I felt that we were always the top and the only priority to Heather during this process! Excellent service!
Reply from Heather Martin
December 31st, 2025 04:38 PM
It's wonderful to know that you and your client felt prioritized throughout the process, Ben. Providing excellent service is a key focus in my work, and I'm glad to hear it reflected in your experience. If there's anything further I can assist...
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I found your work magnificent.
Reply from Heather Martin
December 31st, 2025 04:39 PM
Ruth, I appreciate your kind words. Knowing that you found my work valuable means a lot to me. If there's anything further I can assist you with, please feel free to reach out.
You were great!
Reply from Heather Martin
December 29th, 2025 05:01 PM
Christian, thank you for your kind words. I'm pleased to know that you had a positive experience with me. If there's anything else I can assist you with, please feel free to reach out anytime.
Having a checklist of definite things that the VA will require would be very helpful to give to all parties involved in the very beginning of the process. Such as.....water quality test if the property has a well. This could have been done...
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Reply from Heather Martin
December 8th, 2025 03:02 PM
Alan, I appreciate your feedback on the VA loan process. I understand how having a checklist would make these requirements clearer from the beginning. I'll certainly take this into consideration to improve communication and ensure smoother...
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Heather always handles the transaction in a smooth, efficient and professional manner! If there is an issue Heather addresses the issue, resolving in in a timely manner! Our group appreciates Heather and Flat Branch!
Reply from Heather Martin
December 5th, 2025 02:55 PM
Mike, I appreciate your kind words about my approach to handling transactions. Ensuring a smooth and efficient process is always a top priority for me, and I'm glad to know that you felt supported by my efforts. Should you need further assistance...
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Awesome to work with!
Reply from Heather Martin
December 3rd, 2025 02:50 PM
It's great to hear that you found working with me to be a good experience, Jason. I aim to make the loan process as smooth and clear as possible for my clients. If there's anything more you need or any questions arise, please feel free to get...
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Heather is always great to work with , very smooth transaction from start to finish
Reply from Heather Martin
December 1st, 2025 05:06 PM
Doug, I appreciate your kind words. Ensuring a smooth transaction from start to finish is always my priority. If you ever have more questions or need assistance down the line, feel free to reach out.
Heather was super responsive. She was also knowledgeable and helpful to be as questions came up along the way. I appreciate her professionalism and expertise.
Reply from Heather Martin
December 1st, 2025 05:07 PM
Lynn, I appreciate your kind words about my responsiveness and expertise. It's important to me that you feel supported throughout the process, and I'm glad I could assist you with any questions you had. If there's anything more I can help with...
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was always available for questions! She made this the easiest and fastest process I've ever been through!! Heather was very pleasant and professional!!
Reply from Heather Martin
December 3rd, 2025 02:51 PM
Suzanne, I appreciate your kind words. I'm pleased to know that the process was both easy and fast for you. Being available to answer questions and ensuring a professional experience is a priority for me. If you have any more questions down...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149