

Flat Branch Home Loans - Chesterfield, MO
Chesterfield, MO

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Rachel was wonderful to work with! She was incredibly thorough in explaining our mortgage options and helped us understand what we could comfortably afford. She provided several different scenarios, which gave us multiple options to consider...
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Reply from Rachel Rufkahr
August 24th, 2026 04:03 PM
Anna, I'm pleased to hear that you found the mortgage process clear and manageable with my assistance. It's great to know that my expertise and guidance were valuable to you. Thank you for your kind words and recommendation!
My clients were buying their second family home and had a lot of thoughtful questions on how to structure the purchase and sale of their first home. She seamlessly guided them through their choices and to the closing table without a hiccup...
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Reply from Rachel Rufkahr
September 11th, 2026 12:53 PM
Colleen, thank you for your kind words. I'm pleased to hear that your clients felt confident and well-guided through the process. Working with you has been a great experience, and I also look forward to more successful transactions together....
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Brian was awesome to work with! He took the time to go over all of the details throughout the whole process. Highly recommended!
Reply from Brian Adams
August 11th, 2026 07:40 PM
I'm pleased to hear that you had a positive experience working with me, Ryan. You guys made it easy being on top of everything and I'm glad we got this closed ahead of schedule!
She was always updating on status. Prompt to answer questions. Very personable and available.
Reply from Jessica Patterson
August 21st, 2026 03:38 PM
Angela, I appreciate your kind words. I'm pleased to know that my updates and availability were helpful to you. It's great to hear you felt supported throughout the process.
Jim and his team were amazing from day one , they not only made us feel important but also that they truly cared about getting us into our dream home. I can't recommend him enough .
Reply from Jim Donovan
August 11th, 2026 02:15 PM
Jon, I appreciate your kind words. It was wonderful to assist you in getting into your home. Your recommendation means a lot to me. Thanks again Jon!
Kyle was a true team player in helping achieve success for our mutual client. From strategy before finding a home, to willing to call agents to advocate for our buyer and to excellent communication during the escrow process.
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Reply from Kyle Gibson
August 11th, 2026 02:59 PM
Thanks Spencer for the 5 star review!
Jim was there evertime we had a and he had an answer We would do anything for us He was great!!
Reply from Jim Donovan
August 10th, 2026 10:04 PM
Sharon, I'm glad to know I could be there for you whenever you needed assistance and provide the answers you were looking for. It was great working with you, and I appreciate your kind words. If there's anything else I can do for you, please...
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Kate and Tim were able to answer all my questions and explain each part of the loan process. Most importantly, when I told them I wanted to differ closing costs they helped me develop a strategy to get that accomplished and make the finances...
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Reply from Kate Day
August 10th, 2026 04:42 PM
Thank you so much for the kind words! Tim and I truly appreciate you taking the time to share your experience.One of the most important parts of what we do is listening to what matters most to our clients and then finding a strategy that makes...
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Prompt response time, attention to detail, assertive advocate for their clients.
We've used Kyle and his team more than once, and he will continue to get first opportunity at all future lending opportunities.
Reply from Kyle Gibson
August 10th, 2026 04:16 PM
Thanks Ryan for the great review! Appreciate the opportunity to work with you multiple times.
It was very easy to reach out and get answers for my questions and answers were alway accurate. It was very important that Jim could reach out to our daughter to get answers an or speak to her on our behalf.
Reply from Jim Donovan
August 10th, 2026 10:04 PM
Debbie, I'm glad to hear that you found it easy to reach out and get accurate answers to your questions. If there's anything else you need, please let me know. Thank you again! :)
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.