

Flat Branch Home Loans - Chesterfield, MO
Chesterfield, MO

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Rachel and her team were nothing short of fantastic . They got us approved quickly and make the process painless !
Reply from Rachel Rufkahr
December 18th, 2025 04:18 PM
I'm pleased to hear that my team and I were able to make the approval process quick and straightforward, Luke. Helping clients like you have a smooth experience is always a priority. If there's anything more I can assist with, please feel free...
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Michelle is my number one go-to for all loan related needs. She always has a great rapport with my clients and I am grateful for her knowledge and experience.
Reply from Michelle Willer
January 6th, 2026 08:21 PM
I'm truly grateful for your support and trust, Tanya. It’s rewarding to know that my efforts in working with your clients have made a positive impact. If there's anything more I can assist with in the future, please don't hesitate to reach...
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Jim was awesome! Very helpful and responsive.
Reply from Jim Donovan
December 9th, 2025 03:24 PM
I'm glad to hear that you found my assistance helpful and prompt, Jillian. Thank you for taking the time to share your experience. If there's anything else you need in the future, feel free to get in touch.
This sums it up for potential clients, staff and current management team members: "Stop and read this if you’re looking for a mortgage lender: When we learned we were moving from Ohio to Missouri in a short amount of time with 54 yrs of stuff...
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Reply from Rachel Rufkahr
December 17th, 2025 05:19 PM
Your words are greatly appreciated, Jack. It's wonderful to know that the collaboration with your daughter, Kristin, and I made such a positive impact on your move. The process of buying a home can indeed be complex, and I'm glad we could assist...
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Traci and her team were very knowledgeable and patient when working with us as first time home buyers. She responds very quickly to any email and ensures timelines are met comfortably. I would easily recommend her to anyone looking to finance...
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Traci and her team were very knowledgeable and patient when working with us as first time home buyers. She responds very quickly to any email and ensures timelines are met comfortably. I would easily recommend her to anyone looking to finance...
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Reply from Traci Everman
December 16th, 2025 05:28 PM
I appreciate your thoughtful feedback, Samuel. It's encouraging to know that you found my team and me patient and knowledgeable throughout your home-buying journey. Timely communication and ensuring a comfortable timeline are priorities, and...
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Amy always responded to my husband's many phone calls when we needed answers or help because the online loan process was very confusing for anyone who does not use online banking features. We use a laptop, not phones for email / banking (i.e....
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Reply from Amy Hess
December 16th, 2025 02:57 PM
I'm grateful to hear that I could be of assistance during the loan process, especially given the challenges with online features. It's important to me to ensure that all your concerns are addressed, whether through direct communication with...
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Absolutely fantastic experience throughout the entire process thank you so much! Everyone was so kind and communicative and eased any stress.
Reply from Steven Clifford
December 6th, 2025 07:18 PM
I’m so glad to hear you had a great experience, Braxton! I’m excited for you and this next chapter. Thank you for taking the time to share your thoughts. If you ever have questions down the road, I’m always here to help.
The questions and response time back was awesome. im dealing with other loanofficers too having to wait on questions but not Amy. She's spot on and quick!
Reply from Amy Hess
January 5th, 2026 02:25 PM
Hearing that you found my response time and communication helpful is great, Ben. I'm committed to providing prompt and effective service, so it's reassuring to know that this stood out in your experience. Should you have any more questions...
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Rachel and her staff helped us through the mortgage process and constantly kept us informed. They were patient, kind, and so knowledgeable.Our move from Ohio to Missouri was difficult and stressful because we sold our house in Ohio as soon...
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Reply from Rachel Rufkahr
December 16th, 2025 02:37 PM
I'm truly glad that I could be of assistance during your move, Carol. Transitioning from Ohio after so many years must have been significant, and I'm pleased my staff and I could help make the mortgage process smoother for you. Your kind words...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.